Payments Insights

The payments market is developing at a rapid pace. While the benefits of SEPA are still being explored new enablers of Digital Commerce arise: eMandates, PSD2 (e.g. Access to the Account XS2A), API strategies, Real Time Payments, Cryptocurrency e.g. Bitcoin just to name a few. Let alone the consumer's demand to offer all these services omni-channel. What will the payments world look like in the future?

Aim for a fast paced time-to-market of convenient and high quality payment and payment related services that have maximum reach at minimum cost. Use in-depth subject matter expertise, the right innovation capabilities and the ability to engage partners in a co-creation network to make this happen. 

Payments Offerings 

PSD2 impact assessment - How will PSD2 impact your business? The PSD2 will come into effect in the next years. We can help you identify the opportunities and risks, especially the strategic choices regarding Open APIs and Open Banking. For more on APIs see here.

Cryptocurrency pilots - Bitcoin, Ripple.. What are you going to do with the Cryptocurrencies and block chain technology? Let us help you experiment with this disruptive technology. Find out what it is and how you can benefit from it.

Road mapping and realising digital commerce and payments product portfolio - Non-banks are increasingly offering payment solutions and products. Opportunity or threat? Either way: be ready for the future. 

Co-creating industry wide schemes and standards - How do you develop a scheme or industry standard in a minimum amount of time? Ensure success and apply our unique methodology. Get access to our experience with iDeal, eMandates, Bank ID, MyBank and XS2A.

Harvesting the benefits of SEPA - SEPA offers the possibility for corporates and governments to lower payments costs, by centralising payment traffic and decreasing the number of banking relations. Let us assess the benefits you can achieve. Be ready to reduce more than 20 percent of your cost.

Innovation services

Our payments experts help organisations deal with the complex and fast changing dynamics in the payment world. We help find solutions to adopt new payment technologies, to co-create new payment products and  to enable omni-channel payment. We support you throughout your journey: understand the new technologies, develop your strategy, co-create new services, launch the service and ensure your organisation is ready to support it effectively.


We help our clients to define and plan effective strategies for growth, create a sound basis for decision making and provide clear direction to their organisation and its ecosystem.

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We help our clients to co-create new digital products effectively, develop their co-creation capabilities and become an platform for open innovation and collaboration.

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We help our clients to set-up and manage innovation programs, realise set ambitions and transform their operating model to be effective in the digital age.

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Latest publications

Open banking blog Unlocking opportunities in the API economy Market disruption, client evolution and regulatory change mean that the banking and corporate world is preparing for an API and Open Banking revolution. Making a success of it will require both collaboration and standardisationRead more...

Trends 2018 copy Corporate customers are pivotal in creating value on top of Instant Payments infrastructure Search for Instant Payments use cases: Corporate customers are pivotal in creating value on top of Instant Payments.Read more...

psd2 way forward Banks should open-up beyond PSD2 to deliver on the innovation promise PSD2, and the concept of XS2A in particular, can be viewed as an important catalyst to accelerate change in payments, innovative banking applications and respective business models by leveraging payment functionality and account information, but...Read more...

Disruptive birds PSPs in Europe: How to Stay Afloat in Choppy Waters Easy days for PSPs are over as retail prices for online transactions are dropping heavily with 10-15% p.a. This blog suggests four strategic options PSPs can pursue to remain relevant in their consolidating industry.Read more...

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