Innovation experts in Payments, Digital Identity and E-Business

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Create new value with the latest payment technologies.

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Digital Identity

Apply strong digital authentication mechanisms and create value with it.

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Embrace the digital business context and enable paperless B2B trade.

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We provide consultancy services that help corporates, collectives, governments and their service providers shape their strategy, co-create new service offerings and transform their operating model.

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Strategise your innovation threats and opportunties.

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Co-create new products and services with partners.

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Accelerate your transformation by applying social media tools.

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We believe digital technologies push us to innovate the way we create value and exchange it. Time and location are no limiting factors any more. 


With our in-depth knowledge, breakthrough thinking and power to realise we empower our customers to shape their strategy, co-create new services and transform the way they work.

Latest publications

usability security trust 360-degrees fraud management: Securing the customer journey We know that at some point we will be confronted with fraud, we just don’t know exactly when and in which form. We are in a constant balancing act between customer convenience, fraud control and...Read more...

hqdefault New Year's Movie: how our forefathers dealt with today’s payment challenges Have you ever wondered how instant payments worked in the 1920s? How people used their bank for identification purposes? Or how they tracked and traced their invoices? Towards the end of another exciting year in...Read more...

European Banking Authority 1 PSD2 XS2A: What you need to know about the Discussion Paper of the European Banking Authority The European Banking Authority (EBA) has the challenging task to develop Regulatory Technical Standards (RTS) on strong customer authentication and secure communication. Core to the RTS will be the development of adequate measures to address...Read more...

PSD2 roundtable PSD2: No more time to lose for banks Shikko Nijland (Innopay) and Kevin Voges (Afas Personal) elaborate on the impact of PSD2 and Access to the Account on banks and the opportunities that arise from them. They come to the conclusion that PSD2...Read more...


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Strawinskylaan 381
1077 XX Amsterdam
The Netherlands

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T: +31 20 6580651


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