Meet Innopay

We are a consultancy firm specialised in digital transactions. We help companies anywhere in the world to harness the full potential of the digital transactions era. 

We do this by delivering strategy, product development and implementation support in the domain of Digital Identity, Data Sharing, Open Banking, Payments and Digital CSR. Our services capture the entire strategic and operational spectrum of our client’s business, the technology they deploy, and the way they respond to local and international regulations.

We have grown from strength to strength since our foundation in 2002 and operate from our offices in Amsterdam, Frankfurt and Berlin. Our head office is located in The Netherlands, where we have the #1 market position. 

We are a founding member of Holland FinTech, a financial technology hub with links to the rest of Europe, the US, the Middle East and Asia. Our team consists of over 60 experienced domain experts who regularly advise a wide range of global organisations.

Our vision: Everything Transaction

Technology has dramatically changed the way we live and share information and how we do business. Organisations increasingly use technology to engage with clients, partners and stakeholders. Through continuous conversation, co-creation and two-way value exchange, organisations create new strategic advantages. 

As the digital transformation is accelerating, every interaction is becoming a transaction and new kinds of value - such as personal data, (access) rights, obligations, attention and reputation - form the basis of new business models.

We believe that only with trust – full confidence and conviction that the system will work reliably, truthfully and safely – it will be possible to reap the full potential of the digital transactions era.

Our mission

That’s why we are committed to creating a world in which all people and organisations trust and use digital transactions. Our mission is to guide organisations worldwide to fully embrace the opportunities of the digital transactions era.

Our values 

We do this by being different. By innovating our way of working and not being constrained by conventional thoughts. By approaching everything from our client's perspective – understanding their ambitions and working side-by-side to meet them.


Why choose innopay?



Each consultant has knowledge in business, regulation and legal aspects


We excel in realising collaborative solutions


We offer new solutions for existing problems within digital transformation


We have a clear vision about the future of data and data sharing

What we believe in

Shikko Nijland
Shikko Nijland
CEO and Managing Partner

We are being considered as innovation experts in Payments, Digital identity and E-Business. This is something I am very proud of.

It also implies high expectations, not only from our clients but also from peers in the field and within Innopay. You don’t become an innovation expert at Innopay easily.

In the first place Innopay consultants need to master the art and science of innovation: from ideation to implementation. At the same time innovation experts are expected to be thought leaders, trusted advisors and change agents.

I feel priviliged working with so many creative, bright and energetic people on so many challenging and impactful projects.

Vincent Jansen
Vincent Jansen
Partner NL

Working at Innopay for me is about helping out customers to create new and better products and services.

Whether I'm bouncing of ideas with a colleague one on one, or working with stakeholder groups across Europe, I always feel the energy that comes from innovating together. This energy, that I believe drives our company, is noticed by others and it attracts a very diverse group of professionals and starters, from different backgrounds that together keep adding to the mix from industry experts and a fresh outside view that will enable us to serve our customers best and grow our business.

I’m with Innopay since 2003 in startup days and since then a lot has changed, but still every day I walk into our office, seeing the people and feeling the energy just puts a smile on my face.

Douwe Lycklama
Douwe Lycklama
Founding Partner

Transactions we do it all the time and more and more with our mobile: payments, collecting loyalty points, logging in, proofing your age, giving likes, sending and receiving invoices. More and more is done electronically.

At Innopay we help shaping this future for our clients, including financial institutions, governments and corporates. Compelling strategies and digital services for consumers and companies are key for successful competition in a rapidly digitising world.

What I like very much is that our work has impact on the daily lives of many people. Smart strategies and easy services with lots of positive complexity hidden in them, putting up serious challenges for the teams working on them. 'I love it when a plan comes together' in todays networked world!

Esther Groen
Esther Groen
Partner, Lead Banking & Payments

I love the fact that I can contribute to the growth and ambitions of the company, as a partner. As a woman, I can encourage other women to recognize that they can achieve the top in tech, with the proper knowledge, experience and ambition.

Diversity is an important topic for INNOPAY, we have made important strides in this regard over the last years and I'd like to maintain this momentum.

What our clients say
Experience lab
INNOPAYers in three words; smart, flexible, and persistent.
Bas van Weele, Chairman Innovations Payments Programme by PTOs
I would describe INNOPAYers as inspiring, intellectual, and pragmatic.
Enny van de Velden, Chief Commercial Officer CCV Group
Michiel Haarman
"INNOPAY is a true thought leader in the domain of data sharing: a visionary as far as data sovereignty – giving back control over data – is concerned. At the same time, the company is highly effective in its go-to- market approach, both in terms of co-creating with colleagues from the logistics industry’s front runners and generating the initial traction in the market for iSHARE. I am really proud of what we’ve accomplished together so far.”
Michiel Haarman, Program Manager Dutch Top Sector Logistics