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The European Commission (EC) published its study on the impact of the Payments Service Directive 2 (PSD2) on 2 February 2023. This is the most recent development in the EC’s mandatory review process aimed at reflecting on the achievements, shortcomings and impact since PSD2 entered into force in 2016. Various organisations were asked for ...
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Last week, INNOPAY’s Maarten Bakker presented highlights from the Open Banking M...
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Supported by INNOPAY, the EBA Open Banking Working Group (OBWG) has published a ...
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The latest edition of the INNOPAY Open Banking Monitor shows that existing players in the financial industry are stepping up their game and providing interesting Open Banking product propositions. Meanwhile, new banks are entering the arena.
In response to the rising demand for open, embedded finance, financial institutions are increasin...
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In this guest blog that Mounaim Cortet has written for Nordea - a leading Nordic universal bank -, Mounaim shares the key findings from INNOPAY’s most recent Open Banking Monitor, with a special focus on Nordea as well as the future of Open Finance.
INNOPAY’s Open Banking Monitor shows the efforts banks are making in expanding their API...
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The COVID-19 pandemic has accelerated the ongoing digital transformation process globally. This has also caused corporate treasurers to explore opportunities to digitise their business operations and look for possibilities to accelerate and optimise their decision-making. However, traditional digital channels are not equipped for real-tim...
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We are thrilled to publish a new update of the INNOPAY Open Banking Monitor (OBM)! Since our previous publication many things have changed, so the time has come to update the rankings and to take a closer look at some of the key developments. This sneak preview provides a snapshot of the efforts banks have made in expanding their API prod...
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The Open Banking Report 2021, which has just been published by The Paypers, foll...
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To access to an extended paper which expands on the concepts introduced here, click the link at the end of this blog to download 'Establishing the trust anchor in the digital economy: the case for banks to become 'Data Custodians'. The original article was initially published in the Journal of Payments Strategy & Systems (peer-reviewe...
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Customer interaction and product distribution is increasingly taking place at new forefronts: at the point of interaction of digital journeys in third-party channels. The rapid rate of digitalisation is also driving the next phase of bancassurance. Banks need to start preparing for this right now – not only to protect their market share, ...
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INNOPAY and Deutsche Bank have jointly published a new white paper titled ‘Into the great wide open: Building blocks for a successful API programme’.
The white paper provides answers to questions such as how the path to an open organisation can succeed, which roles, skills and processes characterise a successful API programme, and how th...
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To receive exclusive access to an extended Paper which expands on the ideas deve...
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