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Article
There are a growing number of request-to-pay (RTP) use cases, beyond the popular P2P transactions. This article looks at the differences between the two most prominent models: SEPA RTP (SRTP) and Open RTP (ORTP). With the future for RTP propositions being somewhat unclear now that both models are co-existing, we examine three possible hig...
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Blog
In this guest blog that Mounaim Cortet has written for Nordea - a leading Nordic universal bank -, Mounaim shares the key findings from INNOPAY’s most recent Open Banking Monitor, with a special focus on Nordea as well as the future of Open Finance. INNOPAY’s Open Banking Monitor shows the efforts banks are making in expanding their API...
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Blog
The COVID-19 pandemic has accelerated the ongoing digital transformation process globally. This has also caused corporate treasurers to explore opportunities to digitise their business operations and look for possibilities to accelerate and optimise their decision-making. However, traditional digital channels are not equipped for real-tim...
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Blog
The Winter Olympics in Beijing were not just a showcase for the world’s best athletes. The event was also an international testing ground for China’s new digital currency – the digital yuan (or e-CNY) – and reinvigorated the interest in its Central Bank Digital Currency (CBDC) plans. Rather than focusing on the functional payment aspects ...
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