News & Insights

228 results found

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Blog

Sneak preview Open Banking Monitor update Q4’21: Banks are stepping up their game

We are thrilled to publish a new update of the INNOPAY Open Banking Monitor (OBM)! Since our previous publication many things have changed, so the time has come to update the rankings and to take a closer look at some of the key developments. This sneak preview provides a snapshot of the efforts banks have made in expanding their API prod...

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The future of payments – it’s time for big steps!

The 2021 edition of Euroforum’s annual conference on the future of payments (‘Toekomst van het Betalingsverkeer’) – which took place in Amsterdam’s Beurs van Berlage on 9 September and was actually held as a physical event rather than a virtual one – attracted over 200 attendees. INNOPAY’s Josje Fiolet was among them, and she has written ...

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Why should banks prioritise becoming the new 'Data Custodians' of the digital economy?

To access to an extended paper which expands on the concepts introduced here, click the link at the end of this blog to download 'Establishing the trust anchor in the digital economy: the case for banks to become 'Data Custodians'. The original article was initially published in the Journal of Payments Strategy & Systems (peer-reviewe...

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Bancassurance 4.0: Open Banking APIs as a new growth engine

Customer interaction and product distribution is increasingly taking place at new forefronts: at the point of interaction of digital journeys in third-party channels. The rapid rate of digitalisation is also driving the next phase of bancassurance. Banks need to start preparing for this right now – not only to protect their market share, ...

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INNOPAY Open Insurance Monitor update: Insurtechs on the rise while incumbents are in limbo

Open Insurance continues to be the next game changer in insurance. The second ed...

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News

Payments trends are the driving force behind the relationship between retailer and customer

The relationship between a retailer and its customer is driven by three importan...

Build a resilient approach to measuring and monitoring your Open Banking business case

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A well-structured approach to building Open Banking business cases will help you identify, measure and monitor the creation of business value

To receive exclusive access to an extended Paper which expands on the ideas deve...

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Blog

Securing future relevance in the changing financial system: three strategic stablecoins considerations for banks

Widely regarded as the more respectable face of crypto, stablecoins are poised to become an integral part of the financial system’s future. With their ability to stabilise prices and in conjunction with harmonised regulations, stablecoins hold the promise of improving access to financial services. During EBAday 2020 in November, Josje Fio...

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Top 3 think outside-the-box ideas emerging from Central Bank Digital Currencies

Over the last five years, most payment innovations have focused on improving cus...

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Blog

Central Bank Digital Currencies: Today’s buzzword, or time to get ready?

A much-discussed (and much-hyped) topic among central banks is the issuing of currency in a digitalised form: a Central Bank Digital Currency (CBDC). It is claimed that CBDCs could have a significant impact on the payment infrastructure and ecosystem because they could change the rules of the game. However, the various existing CBDC imple...