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Digitalisation offers the mobility sector an excellent chance to optimise customer service, but the responsible use of data remains a key challenge. One of the most crucial aspects for the future of mobility will be the ability to protect the privacy of consumers and businesses. These are the key findings from research into digital sustai...
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To receive exclusive access to an extended Paper which expands on the ideas deve...
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In this blog, Josje Fiolet and Mounaim Cortet, Senior Managers at INNOPAY, discuss how banks need to update their ways of working to realise the commercial benefits of Open Banking. They provide an introduction to the six main challenges for banks and propose a targeted approach to help them improve their operating model in three key area...
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Technological progress, the current COVID-19 pandemic and changes in customer be...
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When you are working on PSD2 opportunities, it is of the utmost importance to select the right API connectivity provider. Their technology capabilities can greatly assist you in launching a successful PSD2 proposition for your customers, while accelerating your development process and time to market. This blog helps you to apply the right...
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Today we celebrate the first ‘birthday’ of the Regulatory Technical Standards (RTS) on Strong Customer Authentication (SCA). 14 September 2019 was the date that marked the go-live of key security requirements for third party access to payment accounts (XS2A). Since then, banks have been required to open up certain payment functionalities ...
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Banks need to get their Open Banking strategy right. Our research indicates that...
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Keep an eye out for our upcoming blog on the latest INNOPAY Open Banking Monitor. We reflect on the status quo of the Open Banking landscape, discuss the new ‘Masters of Openness’ and explore what it takes to build, maintain and grow your Open Banking community.
The updated version of our Open Banking Monitor will cover:
1,500+ individu...
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PSD2 has created new possibilities for innovation within the European payments m...
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Our involvement in the launch of the Europay Mastercard Visa contactless (EMVc) card was a great reminder of the benefits of a shared perspective. EMVc has already been rolled out in public transport in various geographical regions (e.g. in London, New York, Singapore, Sydney & Chicago), but nowhere nationwide and all modalities. It g...
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Legal drivers such as GDPR and PSD2 in Europe and CDR in Australia are enabling the customer with more ownership and control over its own data. As a result, the customer is increasingly empowered to more easily provide consent-based access to his/her data by a service provider of choice. This trend is accelerating across countries, indust...
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With the Open Banking initiative now well and truly underway, we’re gradually se...
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