News & Insights

253 results found

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Article

A sneak preview of the INNOPAY Open Banking Monitor Q1 2023: The old guard are embracing new opportunities

A whole year has passed since our previous update of the INNOPAY Open Banking Monitor, which means it is high time to take a new look at where the industry stands. This year’s update will cover the status quo of Open Banking globally, highlighting what steps banks have taken, which general trends can be identified, and whether these have ...

Publication |

Interview

AI – threat or opportunity in the work-force?

The sudden emergence of ChatGPT late last year has got everyone talking about ar...

Publication |

News

Podcast on Open Banking progress in the DACH region

How is the revised Payment Services Directive (PSD2) helping financial instituti...

Publication |

News

European Commission publishes impact assessment study on PSD2

The European Commission (EC) published its study on the impact of the Payments Service Directive 2 (PSD2) on 2 February 2023. This is the most recent development in the EC’s mandatory review process aimed at reflecting on the achievements, shortcomings and impact since PSD2 entered into force in 2016. Various organisations were asked...

Publication |

Video

Insights into what the crypto transformation means for payments professionals

Crypto assets and their infrastructure are set to transform the payments industry. In a video with media platform The Paypers, INNOPAY’s Douwe Lycklama says that the change brought about by crypto will primarily happen behind the scenes. “It will be much like the transformation of the telecom industry, from analogue to digital through VOI...

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Blog

DNB Event: Digital euro meets Dutch payment professionals

Last week’s seminar called ‘Digital euro meets the Dutch experts’, organise...

Publication |

Article

Three scenarios for open banking-based request-to-pay

There are a growing number of request-to-pay (RTP) use cases, beyond the popular P2P transactions. This article looks at the differences between the two most prominent models: SEPA RTP (SRTP) and Open RTP (ORTP). With the future for RTP propositions being somewhat unclear now that both models are co-existing, we examine three possible hig...

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News

Book of Insights: The best of last year's blogs, videos and podcasts

Yes! Our much-anticipated annual review of what was yet another productive year ...

Publication |

Blog

What can be learned from the FTX collapse?

Douwe Lycklama, founding partner at INNOPAY, formulates a lucid analysis of the ...

Publication |

Blog

Crypto Monitor: 88% believe crypto will change the payments industry

The first edition of our INNOPAY/The Paypers Payments Industry Crypto Monitor co...

Publication |

Blog

Why trust and timing were key in Libra’s downfall

The following article is an excerpt from the book Everything Transaction. Facebook caused quite a stir back in 2019 when it announced plans to launch a global cryptocurrency called Libra. But gradually everything went quiet and it now seems that the project has been scrapped completely. What went wrong?On 18 June 2019, Facebook ...