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Publication |
Blog
Scenarios for IBAN/name check for instant payments and beyond
The legislative proposal on Instant Payments (SCT Inst) by the European Commission (EC) is set to have considerable impact on Payment Services Providers (PSPs), as outlined in our previous blog. One effect of this legislative proposal will be to make the IBAN/Name check mandatory in order to reduce fraud in instant payments. Under the pro...
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Publication |
Blog
Implementing instant payments: 7 high-impact areas for PSPs
In our previous blog about instant payments, we introduced the recent legislative proposal by the European Commission (EC) on mandating instant payments for all payment service providers (PSPs) across the SEPA area, and outlined its implications for PSPs.In this blog, we aim to provide key insights into the impact of implementing SEP...
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Publication |
Blog
Instant payments legislation is rapidly approaching… are you ready?
Since the SEPA Instant Credit Transfer (SCT Inst) scheme became effective in November 2017, it has seen great success in some countries. For example, major PSPs in the Netherlands collectively introduced instant payments in 2019 and they have positioned it as ‘the new normal’. This means that all consumer-to-business (C2B) and peer-to-pee...
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Publication |
News
European Commission publishes impact assessment study on PSD2
The European Commission (EC) published its study on the impact of the Payments Service Directive 2 (PSD2) on 2 February 2023. This is the most recent development in the EC’s mandatory review process aimed at reflecting on the achievements, shortcomings and impact since PSD2 entered into force in 2016. Various organisations were asked...
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Publication |
Video
Insights into what the crypto transformation means for payments professionals
Crypto assets and their infrastructure are set to transform the payments industry. In a video with media platform The Paypers, INNOPAY’s Douwe Lycklama says that the change brought about by crypto will primarily happen behind the scenes. “It will be much like the transformation of the telecom industry, from analogue to digital through VOI...
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