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We live in a world in which everything is becoming a transaction, resulting in l...
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Yesterday Bitkom – Germany’s digital association representing more than 2,600 co...
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As part of our ongoing commitment to privacy and data protection, we have amended the INNOPAY Privacy Statement to make it even clearer that we value everyone’s privacy. The main reason for this change is to reflect the expansion of our service offering to include the INNOPAY Associates Community: a pool of carefully selected freelance pr...
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Our involvement in the launch of the Europay Mastercard Visa contactless (EMVc) card was a great reminder of the benefits of a shared perspective. EMVc has already been rolled out in public transport in various geographical regions (e.g. in London, New York, Singapore, Sydney & Chicago), but nowhere nationwide and all modalities. It g...
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Data exchange, data sovereignty and control over data are all key topics fo...
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Legal drivers such as GDPR and PSD2 in Europe and CDR in Australia are enabling the customer with more ownership and control over its own data. As a result, the customer is increasingly empowered to more easily provide consent-based access to his/her data by a service provider of choice. This trend is accelerating across countries, indust...
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With the Open Banking initiative now well and truly underway, we’re gradually se...
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In an ideal world, data sharing is hassle-free and the transactional internet of...
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Facebook’s new cryptocurrency Libra is not merely about transactions; it’s also ...
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The role of the corporate treasurer will change significantly with the transition towards an open, digital and data driven economy. Partially motivated by regulatory push (eg PSD2, GDPR), organisations are increasingly adopting new business models in which data is shared 24/7 to better respond to instant customer demand. This requires tre...
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With the rise of the Internet of Things (IoT) and artificial intelligence (AI), transactions initiated by smart devices and platforms will increase exponentially over the next years. An appealing example is Smart Home, which connects customers digitally through smart devices and allows them to share data and transact from home 24/7.
As r...
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Towards the first pan-European Open Banking based scheme
Imagine you’re taking an Uber at the airport, get to your destination and while you’re getting out of the Prius … ping… you receive a push notification from your bank that says € 32,78 was debited from your payment account. The full Uber experience, but no cards or wallets needed.&...
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