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                                                                  Everything transaction written by Shikko Nijland, Douwe Lycklama and Chiel ...
                  
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                                                                  With the rise of the Internet of Things (IoT) and artificial intelligence (AI), transactions initiated by smart devices and platforms will increase exponentially over the next years. An appealing example is Smart Home, which connects customers digitally through smart devices and allows them to share data and transact from home 24/7.
As r...
                  
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                                                                  Our book 'Everything Transaction' (Alles Transactie), co-written by Shikko Nijla...
                  
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                                                                  As PSD2 came into effect, there is collective concern around the potential impact of this new payment regulation on banks and consumers. While public discussion is justified, many have already forgotten that these are the symptoms and very little attention is being given to the two main underlying causal problems. Namely that companies an...
                  
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                                                                  In an interview by Business Insider, INNOPAY's CEO Shikko Nijland expands h...
                  
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                                                                  Amsterdam, February 11, 2019 – Esther Groen (46) was appointed as a Partner ...
                  
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                                                                  As every interaction becomes a transaction, Open Insurance or API (B2B2C) insura...
                  
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                                                                  Looking back on a much eventful year in Open Banking; various banks have updated their Developer Portal in the last quarter of 2018, either by expanding the Functional Scope, by offering more APIs, or by introducing tools and features improving the Developer Experience. Predominantly with the shared goal of attracting more end-customers, ...
                  
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                                                                  This article was first published in the Web Fraud Prevention, Identity Verification & Authentication Guide 2018/2019 – 7th edition published by The Paypers.
In the past year, customer onboarding processes for simple financial products have become much more convenient. The INNOPAY Onboarding Benchmark (2018) shows that almos...
                  
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                                                                  Towards the first pan-European Open Banking based scheme
Imagine you’re taking an Uber at the airport, get to your destination and while you’re getting out of the Prius … ping… you receive a push notification from your bank that says € 32,78 was debited from your payment account. The full Uber experience, but no cards or wallets needed.&...
                  
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                                                                  Sufficiently strong quantum computers will seriously disrupt the confidentiality and integrity of secure digital communication everywhere. They will effectively break most of the current methods to securely exchange data, and quantum-resistant alternatives are not yet mature. Even though the development of such quantum computers may take ...
                  
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                                                                  Data and putting the customer in control over his or her data are crucial elements for any platform strategy, especially in an open ecosystem. For insurance companies it means they can extend and improve their service offering and to develop new revenue models. But if they fail to handle the data with sufficient care, they risk damaging t...
                  
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