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One of the main challenges facing crypto is the lack of a clear regulatory framework, as echoed by respondents in our INNOPAY/The Paypers Crypto Monitor. Recent events like the FTX collapse and Signature Bank shutdown have further highlighted the need to fill the regulatory void in the crypto market. Europe is leading the way in reso...
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Open insurance is the most important enabler of scalable embedded insurance opportunities. But since the launch of the Open Insurance Monitor in 2021, we have seen little evidence that industry players are putting open insurance at the top of the strategic agenda. The landscape is still slow to evolve, with only a few new insurers and ins...
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In the ever-evolving digital landscape, navigating the complexities of the Web3 ecosystem, can seem like a daunting challenge. However, we have the key to support you on your journey to explore the Web3 ecosystem.Introducing our map to Web3, where we demystify Web3’s intricacies and present you with a structured overview. While our focus ...
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Last week’s seminar called ‘Digital euro meets the Dutch experts’, organise...
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The first edition of our INNOPAY/The Paypers Payments Industry Crypto Monitor co...
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The following article is an excerpt from the book Everything Transaction. Facebook caused quite a stir back in 2019 when it announced plans to launch a global cryptocurrency called Libra. But gradually everything went quiet and it now seems that the project has been scrapped completely. What went wrong?On 18 June 2019, Facebook ...
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We are conducting a survey together with the media platform The Payper...
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There have so far been two major ‘phases’ of the internet, which are now retrospectively referred to as Web 1.0 and Web 2.0. Opinions differ on the precise beginning and end of these two phases, so the periods are not clearly defined – and the burgeoning Web 3.0 phase is no different. The first two phases of the internetAlthough the...
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A recent offer in the realm of Decentralised Finance (DeFi) caught our attention...
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The crypto evolution – or is it a revolution? – is challenging the status quo of...
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The current financial system will undergo fundamental change over the coming dec...
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The EU’s fifth Anti Money Laundering Directive (AMLD5) urged the adjustment of the implementation rules of the Wwft (the Dutch Prevention of Money Laundering and Terrorist Financing Act)[1]. In this context, the Wwft has been amended accordingly. The new legislation has come into effect in the Netherlands on 21 May this year.As highlighte...
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