News & Insights

420 results found

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Blog

INNOPAY Embedded Finance Radar: How EmFi tackles the issue of financial inclusion

As part of INNOPAY’s continued focus on monitoring the Embedded Finance (EmFi) l...

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Article

Hot off the press: the new INNOPAY Open Banking Monitor report

The latest edition of the INNOPAY Open Banking Monitor report is now available, containing a round-up of Open Banking API offerings and developer experience features available from financial institutions across the globe plus a selection of articles summarising the major trends over the past year. Benefit from these insights into the key ...

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Blog

Rising interest in decentralised finance among top financial institutions

INNOPAY research indicates that almost half of the world’s top 150 banks are now investigating services based on decentralised finance (DeFi). This reflects rising interest in exploring possible benefits of integrating DeFi innovations within traditional banking frameworks. The evolution is collectively propelled by factors such as improv...

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News

INNOPAY launches Embedded Finance Radar

Unlocking value precisely at the point of need. That is exactly what embedded finance (EmFi) is about. EmFi transforms decoupled customer journeys into seamlessly integrated experiences within non-financial, digital platforms that matter in the daily lives of consumers and businesses alike. EmFi covers a broad range of financial products ...

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Blog

Beyond the hype: decoding market impact of PayPal’s PYUSD

PayPal recently launched its PYUSD stablecoin, generating a lot of excitement am...

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Blog

Embedded financial services: unlocking value through strategic partnerships

Embedding financial services enables financial institutions to deliver value at the point of need. Through seamless integration, financial services and products can be made available in a broader customer journey, typically facilitated on non-financial, digital platforms. Such platforms serve sizeable client segments (retail, SMEs, corpor...

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Blog

INNOPAY OBM SNEAK PEAK: Embedded Payments on the rise

With financial institutions (FIs) playing a key role within the Embedded Finance value chain, assessing their Open Banking offerings is imperative to develop a comprehensive understanding of the breadth and depth of their services. These offerings serve as key enablers for emerging embedded business models in close collaboration with thei...

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INNOPAY’s view on the implications of the EU Markets in Crypto-Assets Regulation (MiCA)

One of the main challenges facing crypto is the lack of a clear regulatory framework, as echoed by respondents in our INNOPAY/The Paypers Crypto Monitor. Recent events like the FTX collapse and Signature Bank shutdown have further highlighted the need to fill the regulatory void in the crypto market. Europe is leading the way in reso...

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Blog

Open insurance is still all bark and no bite for now… but mandated openness will soon change that

Open insurance is the most important enabler of scalable embedded insurance opportunities. But since the launch of the Open Insurance Monitor in 2021, we have seen little evidence that industry players are putting open insurance at the top of the strategic agenda. The landscape is still slow to evolve, with only a few new insurers and ins...

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News

Mastering Web3 technology for payments: your map to navigate and understand the Web3 ecosystem!

In the ever-evolving digital landscape, navigating the complexities of the Web3 ecosystem, can seem like a daunting challenge. However, we have the key to support you on your journey to explore the Web3 ecosystem.Introducing our map to Web3, where we demystify Web3’s intricacies and present you with a structured overview. While our focus ...