News & Insights

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News

OVpay named as the world’s best smart ticketing programme

The Dutch OVpay programme won the Best Smart Ticketing award (200k+ Daily Journe...

Publication |

Blog

INNOPAY Embedded Finance Radar: How EmFi tackles the issue of financial inclusion

As part of INNOPAY’s continued focus on monitoring the Embedded Finance (EmFi) l...

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Article

Hot off the press: the new INNOPAY Open Banking Monitor report

The latest edition of the INNOPAY Open Banking Monitor report is now available, containing a round-up of Open Banking API offerings and developer experience features available from financial institutions across the globe plus a selection of articles summarising the major trends over the past year. Benefit from these insights into the key ...

Publication |

News

INNOPAY launches Embedded Finance Radar

Unlocking value precisely at the point of need. That is exactly what embedded finance (EmFi) is about. EmFi transforms decoupled customer journeys into seamlessly integrated experiences within non-financial, digital platforms that matter in the daily lives of consumers and businesses alike. EmFi covers a broad range of financial products ...

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Blog

Embedded financial services: unlocking value through strategic partnerships

Embedding financial services enables financial institutions to deliver value at the point of need. Through seamless integration, financial services and products can be made available in a broader customer journey, typically facilitated on non-financial, digital platforms. Such platforms serve sizeable client segments (retail, SMEs, corpor...

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Blog

INNOPAY OBM SNEAK PEAK: Embedded Payments on the rise

With financial institutions (FIs) playing a key role within the Embedded Finance value chain, assessing their Open Banking offerings is imperative to develop a comprehensive understanding of the breadth and depth of their services. These offerings serve as key enablers for emerging embedded business models in close collaboration with thei...

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Blog

INNOPAY’s view on the implications of the EU Markets in Crypto-Assets Regulation (MiCA)

One of the main challenges facing crypto is the lack of a clear regulatory framework, as echoed by respondents in our INNOPAY/The Paypers Crypto Monitor. Recent events like the FTX collapse and Signature Bank shutdown have further highlighted the need to fill the regulatory void in the crypto market. Europe is leading the way in reso...

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Blog

Open insurance is still all bark and no bite for now… but mandated openness will soon change that

Open insurance is the most important enabler of scalable embedded insurance opportunities. But since the launch of the Open Insurance Monitor in 2021, we have seen little evidence that industry players are putting open insurance at the top of the strategic agenda. The landscape is still slow to evolve, with only a few new insurers and ins...

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News

INNOPAY celebrates the nationwide introduction of Dutch OVpay

INNOPAY is thrilled to announce its involvement with the successful launch of Du...

Publication |

Blog

Outlining European legislative proposals to modernise the AML/CFT regime

Over the past three decades, the European Union has steadily improved its framework to fight money laundering and terrorist financing (AML/CFT). So far, the EU’s action has focused on the prevention, investigation and prosecution of these harmful practices. This article elaborates on the potential effects of the EU’s legislative proposals...

Publication |

News

EU presents legislative proposals to modernise AML regime

Over the past three decades, the European Union has steadily improved its framework to fight money laundering and terrorist financing (AML/CFT). The EU’s action has focused on the prevention, investigation and prosecution of these harmful practices. In July 2021 the European Commission (EC) presented a package of legislative proposals th...