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Publication |
Blog
Open banking is the start of something much bigger: an Open Data economy
Innovations are happening faster than ever in the world of payments and data, driven by a major trend towards providing consumers increasing control of their data. According to Vincent Jansen, Partner at INNOPAY, and his colleague Mounaim Cortet, head of Open Banking, Open Banking is actually the start of something much bigger: an Open Da...
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Publication |
News
INNOPAY Open Banking Monitor: Banks moving beyond the PSD2 requirements
Open Banking has seen considerable activity in the last few months. Indeed, with the EU’s compliance deadline for PSD2 looming, Open Banking developer portals have emerged in great numbers, with 300-plus banks now in our monitor. In the recent release of the INNOPAY Open Banking Monitor (OBM), updated in August 2019, we described the cur...
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Publication |
Blog
PSD2 licensing: solving the puzzle of becoming a Third Party Provider
The European Union (EU) revised Payment Services Directive (PSD2) was adopted January 2016 as an update of PSD 1 (adopted in 2007) and introduces two types of new services under its licensing scope: payment initiation services and account information services. New players in the financial industry and incumbents (e.g. banks, electronic mo...
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Publication |
Blog
Open Banking Monitor (OBM) 2019: let’s take a moment to make up the rankings and identify potential new “Masters in Openness”
Looking back on a much eventful year in Open Banking; various banks have updated their Developer Portal in the last quarter of 2018, either by expanding the Functional Scope, by offering more APIs, or by introducing tools and features improving the Developer Experience. Predominantly with the shared goal of attracting more end-customers, ...
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