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Publication |
Blog
Implementing instant payments: 7 high-impact areas for PSPs
In our previous blog about instant payments, we introduced the recent legislative proposal by the European Commission (EC) on mandating instant payments for all payment service providers (PSPs) across the SEPA area, and outlined its implications for PSPs.In this blog, we aim to provide key insights into the impact of implementing SEPA ins...
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Publication |
Blog
Instant payments legislation is rapidly approaching… are you ready?
Since the SEPA Instant Credit Transfer (SCT Inst) scheme became effective in November 2017, it has seen great success in some countries. For example, major PSPs in the Netherlands collectively introduced instant payments in 2019 and they have positioned it as ‘the new normal’. This means that all consumer-to-business (C2B) and peer-to-pee...
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Publication |
Video
Can the pros of technology outweigh their disadvantages?
In the rapidly advancing industry of information and communication technologies, artificial intelligence appears to offer tremendous opportunities. However, not everything that glitters is gold. What are the implications for humanity and the essence of our being?Together with the highly popular De Nieuwe Wereld YouTube channel and the Uni...
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Publication |
Video
Threats and opportunities of Artificial Intelligence
In April of 2023, INNOPAY hosted in collaboration with De Nieuwe Wereld's YouTube channel and the University of Utrecht a talk show about the 'Threats and opportunities of Artificial Intelligence'.Journalist and philosopher Ad VerbruggeAd engaged in front of a live audience of Honours Program students from the University of Utrecht, in a ...
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Publication |
Video
How will the European digital identity wallet affect the future?
The latest episode in our series of broadcasts on digital sustainability focuses on the topic of digital identity. What is it? Why is it important? And what will the current developments mean for you, your business and society in general in the near future? The topic of digital identity is more relevant than ever due to the EU’s ongoing ...
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Publication |
Article
Three scenarios for open banking-based request-to-pay
There are a growing number of request-to-pay (RTP) use cases, beyond the popular P2P transactions. This article looks at the differences between the two most prominent models: SEPA RTP (SRTP) and Open RTP (ORTP). With the future for RTP propositions being somewhat unclear now that both models are co-existing, we examine three possible hig...
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