Topics

Services

  • 0 results found
Publication |
Blog
PSD2 licensing: solving the puzzle of becoming a Third Party Provider
The European Union (EU) revised Payment Services Directive (PSD2) was adopted January 2016 as an update of PSD 1 (adopted in 2007) and introduces two types of new services under its licensing scope: payment initiation services and account information services. New players in the financial industry and incumbents (e.g. banks, electronic mo...
read more
Publication |
Blog
Open Banking Monitor (OBM) 2019: let’s take a moment to make up the rankings and identify potential new “Masters in Openness”
Looking back on a much eventful year in Open Banking; various banks have updated their Developer Portal in the last quarter of 2018, either by expanding the Functional Scope, by offering more APIs, or by introducing tools and features improving the Developer Experience. Predominantly with the shared goal of attracting more end-customers, ...
read more
Publication |
Blog
Quantum computers will revolutionize cryptography. Here’s why.
Sufficiently strong quantum computers will seriously disrupt the confidentiality and integrity of secure digital communication everywhere. They will effectively break most of the current methods to securely exchange data, and quantum-resistant alternatives are not yet mature. Even though the development of such quantum computers may take ...
read more
Publication |
Blog
'Open Insurance': a new mindset for the Insurance sector
The Insurance sector evolves at a more leisurely pace than many industries, but according to Maarten Bakker, our INNOPAY Sector Lead Insurance, organisations which are slow to develop open strategies will soon find themselves marginalised.
read more
Publication |
Blog
Insurance and the Open Banking wave: seven use cases
Every single day, more than a billion active users share their thoughts, photos, news, videos, memes, and more with friends and connections on Facebook. With data from current accounts, bankers know what their customers eat, where they buy their clothes and what they get up to online. In today and tomorrow’s world (personal) data is becom...
read more
Publication |
Blog
Banks should open-up beyond PSD2 to deliver on the innovation promise
We all know by now that “XS2A” - access to payment accounts by third party providers (TPPs) - is going to happen in some shape or form under PSD2, but there is still considerable uncertainty. The transposition of PSD2 into national law is being delayed in twenty member states[1] and while the Regulatory Technical Standards on Strong Custo...
read more
Publication |
Blog
EBA RTS: Three key business implications for bank decision makers
The European Banking Authority’s (EBA) has published its long-anticipated draft Regulatory Technical Standards (RTS) on ‘strong customer authentication and secure communication’ on 12 August. The RTS are considered key to achieve the PSD2 objectives of enhancing consumer protection, promoting innovation through competition and improving t...
read more
Publication |
Blog
Virtual Bank Accounts: more than a reconciliation tool
Virtual Bank Accounts are hot. They offer corporates the same advantages as extensive physical bank account structures, while eliminating the costs of opening and managing accounts. And they can help corporates bring back their number of physical bank accounts, at least theoretically, to one, centralised account, thus taking away the need...
read more
Let's get in touch

Ready to do business with the experts at INNOPAY?

+31 20 6580651 info@innopay.com