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Around a decade ago, the global Decentralised Finance (DeFi) movement started to develop financial applications that no longer required traditional central financial intermediaries such as banks and exchanges.
The DeFi movement is based on the disrupting perspective that existing financial products and services can be recreated, utilisin...
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![Cryptocurrencies](/sites/default/files/styles/content_mobile/public/media-images/Poster%20crypto.jpg?itok=omQmLer8)
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The current financial system will undergo fundamental change over the coming dec...
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The current financial system will undergo fundamental change over the coming decade. According to the members of the research panel set up by De Nieuwe Wereld and consultancy firm INNOPAY, there is no doubt that cryptocurrencies will contribute to a more stable monetary system. In a special broadcast of De Nieuwe Wereld’s YouTube channel,...
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INNOPAY and Deutsche Bank have jointly published a new white paper titled ‘Into the great wide open: Building blocks for a successful API programme’.
The white paper provides answers to questions such as how the path to an open organisation can succeed, which roles, skills and processes characterise a successful API programme, and how th...
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![Dutch House of Representitives](/sites/default/files/styles/content_mobile/public/media-images/dutch%20house%20of%20representatives.jpg?itok=bMdXnPMp)
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Raymond Knops, the Dutch State Secretary for the Interior and Kingdom Relations,...
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It probably won’t be long now until insurance companies – just like banks – with PSD2 are required to develop API portals to share customer data with third parties. Insurers have a choice: to wait it out and treat it as a compliance issue when the time comes, or to view it as an opportunity right now, according to Maarten Bakker, a partne...
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Insurers across the globe are looking for ways to apply the use of data, products and services to enhance value creation in digital ecosystems. Although several front-running insurers are already making inroads with this, most insurers are lagging behind banks. That is one of the key findings from the INNOPAY Open Insurance Monitor. This ...
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![Build a resilient approach to measuring and monitoring your Open Banking business case](/sites/default/files/styles/content_mobile/public/media-images/210115%20Paper%20Open%20Bank.png?itok=vzexFDpj)
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Blog
To receive exclusive access to an extended Paper which expands on the ideas deve...
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In this blog, Josje Fiolet and Mounaim Cortet, Senior Managers at INNOPAY, discuss how banks need to update their ways of working to realise the commercial benefits of Open Banking. They provide an introduction to the six main challenges for banks and propose a targeted approach to help them improve their operating model in three key area...
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![Three](/sites/default/files/styles/content_mobile/public/media-images/Three%20copy.jpg?itok=fDHSSKF6)
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Blog
Over the last five years, most payment innovations have focused on improving cus...
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![Der Bank Blog webinar](/sites/default/files/styles/content_mobile/public/media-images/open-banking-corona.jpg?itok=vQmtX-cq)
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On 28 October, Der Bank Blog – a leading German online resource for the financia...
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![Global Open Banking Report 2020](/sites/default/files/styles/content_mobile/public/media-images/PAY134-Social-Media-Banner-1200x675-OB-2020_v1.png?itok=gZH6vzcD)
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Technological progress, the current COVID-19 pandemic and changes in customer be...
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