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The European Commission (EC) published its study on the impact of the Payments Service Directive 2 (PSD2) on 2 February 2023. This is the most recent development in the EC’s mandatory review process aimed at reflecting on the achievements, shortcomings and impact since PSD2 entered into force in 2016. Various organisations were asked...
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When you are working on PSD2 opportunities, it is of the utmost importance to select the right API connectivity provider. Their technology capabilities can greatly assist you in launching a successful PSD2 proposition for your customers, while accelerating your development process and time to market. This blog helps you to apply the right...
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Today we celebrate the first ‘birthday’ of the Regulatory Technical Standards (RTS) on Strong Customer Authentication (SCA). 14 September 2019 was the date that marked the go-live of key security requirements for third party access to payment accounts (XS2A). Since then, banks have been required to open up certain payment functionalities ...
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Banks need to get their Open Banking strategy right. Our research indicates that...
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Keep an eye out for our upcoming blog on the latest INNOPAY Open Banking Monitor. We reflect on the status quo of the Open Banking landscape, discuss the new ‘Masters of Openness’ and explore what it takes to build, maintain and grow your Open Banking community.
The updated version of our Open Banking Monitor will cover:
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PSD2 has created new possibilities for innovation within the European payments m...
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Legal drivers such as GDPR and PSD2 in Europe and CDR in Australia are enabling the customer with more ownership and control over its own data. As a result, the customer is increasingly empowered to more easily provide consent-based access to his/her data by a service provider of choice. This trend is accelerating across countries, indust...
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With the Open Banking initiative now well and truly underway, we’re gradually se...
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Innovations are happening faster than ever in the world of payments and data, driven by a major trend towards providing consumers increasing control of their data. According to Vincent Jansen, Partner at INNOPAY, and his colleague Mounaim Cortet, head of Open Banking, Open Banking is actually the start of something much bigger: an Open Da...
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In the last few months, Open Banking has seen considerable activity. Indeed, wit...
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The Paypers, a leading independent source of news and intelligence for professio...
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The Regulatory Technical Standards (RTS) on Strong Customer Authentication and C...
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