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Blog
Embedding financial services at the point of need is one of the most exciting developments within the digital finance space right now. With new use cases and partnerships being announced almost daily and projected revenues generated through Embedded Finance (EmFi) north of a €100 billion in Europe, many banks feel the urge to explore...
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As of 9 February 2025, the Trump administration has introduced significant uncertainty surrounding the future of the Consumer Financial Protection Bureau (CFPB). This uncertainty is marked by the closure of CFPB offices and a suspension of funding, reflecting a continued hostility towards the bureau that was evident during the first Trump...
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Article
In an article written by INNOPAY and recently published in Journal Payments Strategy and Systems (JPSS), the opportunities arising from FiDA, eIDAS2 and Data Acts are analysed, providing strategic considerations and key next steps for banks navigating the data economy. Here, we highlight six key points from the article to help banks ...
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As part of INNOPAY’s continued focus on monitoring the Embedded Finance (EmFi) l...
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News
INNOPAY has promoted Mounaim Cortet to the firm’s partnership, effective as of&n...
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Article
The latest edition of the INNOPAY Open Banking Monitor report is now available, containing a round-up of Open Banking API offerings and developer experience features available from financial institutions across the globe plus a selection of articles summarising the major trends over the past year. Benefit from these insights into the key ...
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Open Finance is growing rapidly as financial institutions continuously launch new APIs and improved developer portals to extend third-party access to financial products, services and customer data. However, there is more to Open Finance than that. INNOPAY has developed a comprehensive model covering seven key dime...
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On Thursday 7 December 2023, organisations in the Dutch pension industry signed ...
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Unlocking value precisely at the point of need. That is exactly what embedded finance (EmFi) is about. EmFi transforms decoupled customer journeys into seamlessly integrated experiences within non-financial, digital platforms that matter in the daily lives of consumers and businesses alike. EmFi covers a broad range of financial products ...
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Sharing data – whereby the rights holders retain control – offers tremendous opp...
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Embedding financial services enables financial institutions to deliver value at the point of need. Through seamless integration, financial services and products can be made available in a broader customer journey, typically facilitated on non-financial, digital platforms. Such platforms serve sizeable client segments (retail, SMEs, corpor...
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With financial institutions (FIs) playing a key role within the Embedded Finance value chain, assessing their Open Banking offerings is imperative to develop a comprehensive understanding of the breadth and depth of their services. These offerings serve as key enablers for emerging embedded business models in close collaboration with thei...
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