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![Open Banking](/sites/default/files/styles/content_mobile/public/media-images/Open%20Banking_0.jpg?itok=ifX02l6e)
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PSD2 is the revised European directive for payment services, with the supporting...
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As the number of digital transactions is growing exponentially, companies who have relevant and frequent digital interactions with their customers compete to become future ecosystem orchestrators. This is also true for the banking sector, where customers are increasingly banking through their smartphone, making that the primary digital so...
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![Libra](/sites/default/files/styles/content_mobile/public/media-images/libra-logo_0.jpg?itok=2m3R3YeW)
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Last week Facebook announced the launch of Libra, a new global cryptocurrency an...
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![Libra](/sites/default/files/styles/content_mobile/public/media-images/libra-logo.jpg?itok=CUpOWVHY)
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Facebook’s new cryptocurrency Libra is not merely about transactions; it’s also ...
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The role of the corporate treasurer will change significantly with the transition towards an open, digital and data driven economy. Partially motivated by regulatory push (eg PSD2, GDPR), organisations are increasingly adopting new business models in which data is shared 24/7 to better respond to instant customer demand. This requires tre...
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The European Union (EU) revised Payment Services Directive (PSD2) was adopted January 2016 as an update of PSD 1 (adopted in 2007) and introduces two types of new services under its licensing scope: payment initiation services and account information services. New players in the financial industry and incumbents (e.g. banks, electronic mo...
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Looking back on a much eventful year in Open Banking; various banks have updated their Developer Portal in the last quarter of 2018, either by expanding the Functional Scope, by offering more APIs, or by introducing tools and features improving the Developer Experience. Predominantly with the shared goal of attracting more end-customers, ...
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Sufficiently strong quantum computers will seriously disrupt the confidentiality and integrity of secure digital communication everywhere. They will effectively break most of the current methods to securely exchange data, and quantum-resistant alternatives are not yet mature. Even though the development of such quantum computers may take ...
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This article was first published by the Paypers in the Open Banking Report 2018.
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![Open Banking Monitor 2019](/sites/default/files/styles/content_mobile/public/media-images/190205%20OBM%20rating%20graph%202.5.png?itok=LlzKZvAi)
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Senior bank executives are starting to understand that Open Banking will have ke...
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Developing state-of-the art developer portal capabilities will drive and accelerate your Open Banking strategy
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We all know by now that “XS2A” - access to payment accounts by third party providers (TPPs) - is going to happen in some shape or form under PSD2, but there is still considerable uncertainty. The transposition of PSD2 into national law is being delayed in twenty member states[1] and while the Regulatory Technical Standards on Strong Custo...
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