News & Insights

97 results found

Publication |

Blog

Bridging the cash flow gap: How SMEs can overcome liquidity challenges

For small and medium-sized enterprises (SMEs), cash flow is the lifeblood of operations. However, liquidity challenges remain a persistent issue, affecting growth, stability and even survival. Studies show that over 60% of SMEs struggle with cash flow gaps, largely due to delayed payments, seasonal demand fluctuations or unexpected expens...

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Blog

Open insurance is still all bark and no bite for now… but mandated openness will soon change that

Open insurance is the most important enabler of scalable embedded insurance opportunities. But since the launch of the Open Insurance Monitor in 2021, we have seen little evidence that industry players are putting open insurance at the top of the strategic agenda. The landscape is still slow to evolve, with only a few new insurers and ins...

Publication |

Article

A sneak preview of the INNOPAY Open Banking Monitor Q1 2023: The old guard are embracing new opportunities

A whole year has passed since our previous update of the INNOPAY Open Banking Monitor, which means it is high time to take a new look at where the industry stands. This year’s update will cover the status quo of Open Banking globally, highlighting what steps banks have taken, which general trends can be identified, and whether these have ...

Publication |

Video

The EU Digital Identity Wallet is coming. Here is what it means.

Digital identity is increasingly important as the EU prepares to launch its digital identity wallet. INNOPAY's Vincent Jansen breaks down the concept, why the European Commission is pursuing a unified wallet, who it's for, and how it will impact organisations in this video.

Publication |

Blog

Why it is time for a new mindset when it comes to digital trust

Now that digital products and services affect so many aspects of the real world,...

Publication |

Blog

PET-ting your premiums: how PETs help insurers to capture data sharing value

Due to the rise of digital transactions and new regulatory developments, insurer...

Publication |

News

Reflections on the Data Spaces Symposium

Last week the first Data Spaces Symposium of the Data Spaces Support Centre (DSS...

Publication |

Blog

DNB Event: Digital euro meets Dutch payment professionals

Last week’s seminar called ‘Digital euro meets the Dutch experts’, organise...

Publication |

Interview

Why is now the right time to prepare for the Instant Data Economy?

Mounaim Cortet – Managing Director of INNOPAY DACH – discusses why organisations...

Publication |

Article

Three scenarios for open banking-based request-to-pay

There are a growing number of request-to-pay (RTP) use cases, beyond the popular P2P transactions. This article looks at the differences between the two most prominent models: SEPA RTP (SRTP) and Open RTP (ORTP). With the future for RTP propositions being somewhat unclear now that both models are co-existing, we examine three possible hig...