News & Insights

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Blog

The Pulse of Open Banking in the U.S. - leading on APIs, but lagging on developer experience...and unclear on regulation

Given recent developments around the introduction of Section 1033 in the US, this blog takes a closer look at the current state of Open Banking in the country.To do so, we will apply INNOPAY’s Open Banking Monitor (OBM). Since 2017, the OBM has provided global insights into the industry by analyzing various developer experience features -...

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News

What the EU Digital Identity Wallet Means for Payments: Key Takeaways from the Dutch Taskforce Assessment

The European Digital Identity Wallet (EUDIW) is poised to reshape the ...

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Blog

Three Go-To-Market approaches for banks to play in the Embedded Finance space

Embedding financial services at the point of need is one of the most exciting developments within the digital finance space right now. With new use cases and partnerships being announced almost daily and projected revenues generated through Embedded Finance (EmFi) north of a €100 billion in Europe, many banks feel the urge to explore...

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Blog

Open Banking in the US: from a market-led to a regulatory approach via Section 1033

As of 9 February 2025, the Trump administration has introduced significant uncertainty surrounding the future of the Consumer Financial Protection Bureau (CFPB). This uncertainty is marked by the closure of CFPB offices and a suspension of funding, reflecting a continued hostility towards the bureau that was evident during the first Trump...

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News

A year in review: INNOPAY releases the Book of Insights 2025

As we have stepped into another promising year, we are proud to announce the rel...

Publication |

Article

Navigating the data economy: key considerations for decision-makers in banking

In an article written by INNOPAY and recently published in Journal Payments Strategy and Systems (JPSS), the opportunities arising from FiDA, eIDAS2 and Data Acts are analysed, providing strategic considerations and key next steps for banks navigating the data economy. Here, we highlight six key points from the article to help banks ...

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Blog

A shift in focus: business identity at the forefront of digital identity discussions during the DICE UnConference

“We don’t talk about legal entities today, only about natural persons,” stated o...

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Article

Summary of INNOPAY’s research for the Dutch Ministry of Economic Affairs and Climate Policy

In June 2024, INNOPAY conducted a comprehensive study to assess the market impact of the Electronic Identification, Authentication and Trust Services (eIDAS) revision on trust services in the Netherlands. eIDAS defines trust services as electronic services that enhance trust in a digital environment. Commissioned by the Dutch Ministry of ...

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News

INNOPAY delivers report for Dutch Ministry of Economic Affairs and Climate on impact of eIDAS revision

INNOPAY has proudly announced the delivery of a comprehensive report commissione...

Publication |

Blog

Yes, the EU Digital Identity Wallet is coming!

European Commission votes in favour of adopting the eIDAS revisionOn Thursday, 29 February, the European Commission (EC) voted in favour of revising the eIDAS regulation. eIDAS aims to facilitate a harmonised approach for digital identity across Europe through the European Digital Identity Wallet (EUDIW). The EUDIW is designed to offer bo...