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Article
The latest edition of the INNOPAY Open Banking Monitor report is now available, containing a round-up of Open Banking API offerings and developer experience features available from financial institutions across the globe plus a selection of articles summarising the major trends over the past year. Benefit from these insights into the key ...
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Blog
Financial institutions no longer have sole control over the data they hold about their customers. PSD2 has pushed them to open up their payment account data (with customer consent), allowing third parties to use this data to deliver value-added services. The European Commission’s proposal for a regulation on a Financial Data Access (FIDA)...
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News
Unlocking value precisely at the point of need. That is exactly what embedded finance (EmFi) is about. EmFi transforms decoupled customer journeys into seamlessly integrated experiences within non-financial, digital platforms that matter in the daily lives of consumers and businesses alike. EmFi covers a broad range of financial products ...
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Blog
Onboarding new customers has kept financial institutions busy over the last few decades. Identification and authentication efforts have risen substantially due to the emerging dominance of online channels and the associated risks of fraud. A widely adopted EU Digital Identity Wallet could increase the efficiency of identification and auth...
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Blog
Embedding financial services enables financial institutions to deliver value at the point of need. Through seamless integration, financial services and products can be made available in a broader customer journey, typically facilitated on non-financial, digital platforms. Such platforms serve sizeable client segments (retail, SMEs, corpor...
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Blog
With financial institutions (FIs) playing a key role within the Embedded Finance value chain, assessing their Open Banking offerings is imperative to develop a comprehensive understanding of the breadth and depth of their services. These offerings serve as key enablers for emerging embedded business models in close collaboration with thei...
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News
INNOPAY proudly celebrates the tremendous success of its award-winning book...
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Blog
Digital identity for people, things and organisations is increasingly critical i...
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Blog
Open insurance is the most important enabler of scalable embedded insurance opportunities. But since the launch of the Open Insurance Monitor in 2021, we have seen little evidence that industry players are putting open insurance at the top of the strategic agenda. The landscape is still slow to evolve, with only a few new insurers and ins...
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Blog
The Digital Identity unConference Europe (DICE) was held in Zurich on 7 – 9 June...
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Interview
The sudden emergence of ChatGPT late last year has got everyone talking about ar...
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Video
Digital identity is increasingly important as the EU prepares to launch its digital identity wallet. INNOPAY's Vincent Jansen breaks down the concept, why the European Commission is pursuing a unified wallet, who it's for, and how it will impact organisations in this video.
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