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Unlocking value precisely at the point of need. That is exactly what embedded finance (EmFi) is about. EmFi transforms decoupled customer journeys into seamlessly integrated experiences within non-financial, digital platforms that matter in the daily lives of consumers and businesses alike. EmFi covers a broad range of financial products ...
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Blog
Meta’s recent message to its European users, offering them a monetary transaction choice, reflects the evolving landscape of digital consciousness. However, this transformation is not so much driven by Meta’s desire for better digital world, but mainly a response to European regulatory pressure. So to what extent does this move restore th...
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Interview
As Director and Lead Data Sharing at INNOPAY, Mariane ter Veen helps organisatio...
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PayPal recently launched its PYUSD stablecoin, generating a lot of excitement am...
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Sharing data – whereby the rights holders retain control – offers tremendous opp...
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Blog
One of the main challenges facing crypto is the lack of a clear regulatory framework, as echoed by respondents in our INNOPAY/The Paypers Crypto Monitor. Recent events like the FTX collapse and Signature Bank shutdown have further highlighted the need to fill the regulatory void in the crypto market. Europe is leading the way in resolving...
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In May I had the privilege of delivering a keynote speech at the Slovenian DSI c...
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Blog
Open insurance is the most important enabler of scalable embedded insurance opportunities. But since the launch of the Open Insurance Monitor in 2021, we have seen little evidence that industry players are putting open insurance at the top of the strategic agenda. The landscape is still slow to evolve, with only a few new insurers and ins...
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Interview
Slovenia has become the first EU member state to establish a Ministry of Digital...
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In the ever-evolving digital landscape, navigating the complexities of the Web3 ecosystem, can seem like a daunting challenge. However, we have the key to support you on your journey to explore the Web3 ecosystem.Introducing our map to Web3, where we demystify Web3’s intricacies and present you with a structured overview. While our focus ...
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Video
In the rapidly advancing industry of information and communication technologies, artificial intelligence appears to offer tremendous opportunities. However, not everything that glitters is gold. What are the implications for humanity and the essence of our being?Together with the highly popular De Nieuwe Wereld YouTube channel and the Uni...
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In April of 2023, INNOPAY hosted in collaboration with De Nieuwe Wereld's YouTube channel and the University of Utrecht a talk show about the 'Threats and opportunities of Artificial Intelligence'.Journalist and philosopher Ad VerbruggeAd engaged in front of a live audience of Honours Program students from the University of Utrecht, in a ...
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