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In the past decade, FinTech players have emerged that operate across borders wit...
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We live in a world in which everything is becoming a transaction, resulting in l...
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Yesterday Bitkom – Germany’s digital association representing more than 2,600 co...
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As part of our ongoing commitment to privacy and data protection, we have amended the INNOPAY Privacy Statement to make it even clearer that we value everyone’s privacy. The main reason for this change is to reflect the expansion of our service offering to include the INNOPAY Associates Community: a pool of carefully selected freelance pr...
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Data exchange, data sovereignty and control over data are all key topics fo...
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The EU’s fifth Anti Money Laundering Directive (AMLD5) comes into force in all Member States on 10 January 2020. This latest version of the directive broadens its regulatory scope by including two types of crypto service providers (CSP): virtual-fiat exchanges and custodian wallet providers. The main driver behind this regulatory update i...
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The EU’s fifth Anti Money Laundering Directive (AMLD5) comes into force in all Member States on 10 January 2020. This latest version of the directive broadens its regulatory scope by including two types of crypto service providers (CSP): virtual-fiat exchanges and custodian wallet providers. The main driver behind this regulatory update i...
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In an ideal world, data sharing is hassle-free and the transactional internet of...
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Facebook’s new cryptocurrency Libra is not merely about transactions; it’s also ...
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With the rise of the Internet of Things (IoT) and artificial intelligence (AI), transactions initiated by smart devices and platforms will increase exponentially over the next years. An appealing example is Smart Home, which connects customers digitally through smart devices and allows them to share data and transact from home 24/7.
As r...
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The European Union (EU) revised Payment Services Directive (PSD2) was adopted January 2016 as an update of PSD 1 (adopted in 2007) and introduces two types of new services under its licensing scope: payment initiation services and account information services. New players in the financial industry and incumbents (e.g. banks, electronic mo...
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This article was first published in the Web Fraud Prevention, Identity Verification & Authentication Guide 2018/2019 – 7th edition published by The Paypers.
In the past year, customer onboarding processes for simple financial products have become much more convenient. The INNOPAY Onboarding Benchmark (2018) shows that almos...
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