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The topic of artificial intelligence dominates boardroom discussions, yet most organizations are struggling to unlock its full potential. Research by RAND shows that up to 84% of AI projects fail to scale to deliver enterprise-wide impact (RAND, 2024). A recent study from MIT reveals even higher figures, finding that 95% of...
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Embedding financial services at the point of need is one of the most exciting developments within the digital finance space right now. With new use cases and partnerships being announced almost daily and projected revenues generated through Embedded Finance (EmFi) north of a €100 billion in Europe, many banks feel the urge to explore...
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As we embark on 2025, it’s an opportune time to reflect on the transformative events of 2024 and look ahead to this new year. The past year marked the advent of a new era for digital assets, with institutional adoption reaching unprecedented levels, driven largely by the launch of Bitcoin exchange-traded funds (ETFs) one year ago. This fo...
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Article
In an article written by INNOPAY and recently published in Journal Payments Strategy and Systems (JPSS), the opportunities arising from FiDA, eIDAS2 and Data Acts are analysed, providing strategic considerations and key next steps for banks navigating the data economy. Here, we highlight six key points from the article to help banks ...
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