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The topic of artificial intelligence dominates boardroom discussions, yet most organizations are struggling to unlock its full potential. Research by RAND shows that up to 84% of AI projects fail to scale to deliver enterprise-wide impact (RAND, 2024). A recent study from MIT reveals even higher figures, finding that 95% of...
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Given recent developments around the introduction of Section 1033 in the US, this blog takes a closer look at the current state of Open Banking in the country.To do so, we will apply INNOPAY’s Open Banking Monitor (OBM). Since 2017, the OBM has provided global insights into the industry by analyzing various developer experience features -...
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A new report commissioned by the Euro Banking Association outlines the strategic...
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In today's data-driven world, access to data is an organisation’s most valuable asset. Companies and governments increasingly rely on extensive datasets to support operations, optimise processes and drive innovation. The rise of Artificial Intelligence has strongly amplified this demand. Despite the abundance of data, accessing the ...
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In today’s tense geopolitical and economic climate, digital transformation is un...
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INNOPAY launched its Digital Assets Ecosystem Scan in 2023. Designed to visualise the complex landscape of digital assets in a single, indicative overview, it serves as a compass for navigating this emerging space. In our earlier article reviewing last year’s major events, we observed a rapid evolution of the sector. This unders...
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To remain innovative, resilient and compliant in today’s rapidly changing econom...
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The European Women Payments Network (EWPN) has appointed Linda Geux, Director at...
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Embedding financial services at the point of need is one of the most exciting developments within the digital finance space right now. With new use cases and partnerships being announced almost daily and projected revenues generated through Embedded Finance (EmFi) north of a €100 billion in Europe, many banks feel the urge to explore...
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Deferred payment options have existed for decades, but the modern buy now pay la...
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As of 9 February 2025, the Trump administration has introduced significant uncertainty surrounding the future of the Consumer Financial Protection Bureau (CFPB). This uncertainty is marked by the closure of CFPB offices and a suspension of funding, reflecting a continued hostility towards the bureau that was evident during the first Trump...
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In recent years, the conversation surrounding digital assets* has evolved significantly. At INNOPAY, we have been engaging with this space with an open mind, seeking to understand the potential applications of this ecosystem on a case-by-case basis. From the philosophical discussions about Bitcoin as a store of value, to practical ap...
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