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Publication |
Blog
Digital consent management is key for data opportunities
During the last EBA Day (12 June), the Euro Banking Association published their thought leadership paper “B2B data sharing: digital consent management as a driver of data opportunities”. This paper is a joint effort of INNOPAY and the EBA’s Open Banking Working Group. Below you will find the executive summary of the paper, you c...
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Publication |
Blog
Customer data: old problems demand new solutions
Interested in the Audio version of this article? See bottom of this page. Exponential growth in the amount of digital transactions and customer data is causing organisations to fundamentally review how they will operate in future. As GDPR comes into force, companies need to accept that problems created by their use of customer data now r...
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Publication |
Blog
How #openness will change insurers’ pricing strategies
“Data, whether it's location-based or behavior-based data, will help provide solutions, whenever and wherever they occur.” – Brett King, author of breaking banks Although insurers are improving significantly on enhancing the customer experience during onboarding, pricing still seems to be the most important differentiator for customers.&...
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Publication |
Blog
iSHARE data sharing scheme now available for everyone in the logistics sector
Official release and launching customers announced during annual conference of Logistics Top Sector INNOPAY is proud to announce that as of March 2018, all organisations active in the logistics sector can make use of iSHARE. This scheme, or uniform set of agreements, which enables everyone in the sector to share logistics data with every...
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Publication |
Blog
'Open Insurance': a new mindset for the Insurance sector
The Insurance sector evolves at a more leisurely pace than many industries, but according to Maarten Bakker, our INNOPAY Sector Lead Insurance, organisations which are slow to develop open strategies will soon find themselves marginalised.
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Publication |
Blog
How better collaboration across the Mortgage industry will simplify GDPR compliance and create long-term business opportunities
For many business leaders, the General Data Protection Regulation (GDPR) continues to be a headache. The EU's upgraded data protection rules come into force in May 2018, and many organisations' primary focus is still on ticking the compliance boxes. But we believe GDPR will be a catalyst which opens up data sharing across the Financial se...
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Publication |
Blog
Banks should open-up beyond PSD2 to deliver on the innovation promise
We all know by now that “XS2A” - access to payment accounts by third party providers (TPPs) - is going to happen in some shape or form under PSD2, but there is still considerable uncertainty. The transposition of PSD2 into national law is being delayed in twenty member states[1] and while the Regulatory Technical Standards on Strong Custo...
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Publication |
Blog
EBA RTS: Three key business implications for bank decision makers
The European Banking Authority’s (EBA) has published its long-anticipated draft Regulatory Technical Standards (RTS) on ‘strong customer authentication and secure communication’ on 12 August. The RTS are considered key to achieve the PSD2 objectives of enhancing consumer protection, promoting innovation through competition and improving t...
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