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Publication |
Video
How will the European digital identity wallet affect the future?
The latest episode in our series of broadcasts on digital sustainability focuses on the topic of digital identity. What is it? Why is it important? And what will the current developments mean for you, your business and society in general in the near future? The topic of digital identity is more relevant than ever due to the EU’s ongoing ...
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Publication |
News
European Commission publishes impact assessment study on PSD2
The European Commission (EC) published its study on the impact of the Payments Service Directive 2 (PSD2) on 2 February 2023. This is the most recent development in the EC’s mandatory review process aimed at reflecting on the achievements, shortcomings and impact since PSD2 entered into force in 2016. Various organisations were asked...
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Publication |
Video
Insights into what the crypto transformation means for payments professionals
Crypto assets and their infrastructure are set to transform the payments industry. In a video with media platform The Paypers, INNOPAY’s Douwe Lycklama says that the change brought about by crypto will primarily happen behind the scenes. “It will be much like the transformation of the telecom industry, from analogue to digital through VOI...
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Publication |
Article
Three scenarios for open banking-based request-to-pay
There are a growing number of request-to-pay (RTP) use cases, beyond the popular P2P transactions. This article looks at the differences between the two most prominent models: SEPA RTP (SRTP) and Open RTP (ORTP). With the future for RTP propositions being somewhat unclear now that both models are co-existing, we examine three possible hig...
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