Digitale Identität
Die Grundlage für vertrauenswürdiger Transaktionen
In einer zunehmend digitalen Welt wird jede Interaktion zu einer Transaktion. Über alle Branchen hinweg entwickelt sich der Austausch auf der Grundlage von Daten schnell zur Norm in der digitalen Welt.
Um sicher und ohne Reibungsverluste digital zu interagieren, brauchen Menschen und Organisationen vertrauenswürdige und interoperable digitale Identitäten, die in vielen verschiedenen Anwendungsbereichen eingesetzt werden können.
Egal ob einzelne Unternehmen, Branchenverbände oder öffentlich-private Konsortien – wir helfen Organisationen, sich in der komplexen und dynamischen Welt digitaler Identitäten zurechtzufinden.
Zusammen mit unseren Kunden entwerfen, entwickeln, implementieren und verbessern wir Lösungen für digitale Identitäten, die auf branchenspezifischen Best Practices und Technologien wie Biometrie und dezentralen Identitäten aufbauen. Diese helfen, digitale Leistungen zugänglich und sicher zu machen, während gleichzeitig die Privatsphäre der Nutzer geschützt wird. Darüber hinaus unterstützen wir unsere Kunden dabei, ihre Betriebsmodelle anzupassen, damit sie die sich schnell verändernden Vorschriften und andere Anforderungen rund um digitale Identitäten erfüllen können.
Sie möchten sich mit dem komplexen Thema digitaler Identitäten auseinandersetzen oder Lösungen für digitale Identitäten einführen? Sprechen Sie uns an!
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Blog
“We don’t talk about legal entities today, only about natural persons,” stated o...
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Article
In June 2024, INNOPAY conducted a comprehensive study to assess the market impact of the Electronic Identification, Authentication and Trust Services (eIDAS) revision on trust services in the Netherlands. eIDAS defines trust services as electronic services that enhance trust in a digital environment. Commissioned by the Dutch Ministry of ...
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INNOPAY has proudly announced the delivery of a comprehensive report commissione...
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European Commission votes in favour of adopting the eIDAS revisionOn Thursday, 29 February, the European Commission (EC) voted in favour of revising the eIDAS regulation. eIDAS aims to facilitate a harmonised approach for digital identity across Europe through the European Digital Identity Wallet (EDIW). The EDIW is designed to offer both...
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Oliver Wyman, a global leader in management consulting, and a business of Marsh ...
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Oliver Wyman, a global management consulting firm and a business of Marsh McLenn...
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Interview
Oliver Wyman and INNOPAY are an excellent fit“This strategic move is not just ab...
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A wide variety of digital wallets have been introduced in recent years. They have varying degrees of functionality, ranging from making in-store payments and earning loyalty points, to entering restricted areas, logging in to online services (eID) and signing. Besides the existing digital wallets (e.g. Apple, Google), the European Co...
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At the start of each year, we look ahead based on the three key interconnected c...
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Financial institutions no longer have sole control over the data they hold about their customers. PSD2 has pushed them to open up their payment account data (with customer consent), allowing third parties to use this data to deliver value-added services. The European Commission’s proposal for a regulation on a Financial Data Access (FIDA)...
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Topic
In today’s digital and compliance driven age, a streamlined customer onboarding and KYC process is crucial.
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Onboarding new customers has kept financial institutions busy over the last few decades. Identification and authentication efforts have risen substantially due to the emerging dominance of online channels and the associated risks of fraud. A widely adopted EU Digital Identity Wallet could increase the efficiency of identification and auth...
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‘Alles Transaktion’ – Ein großer Erfolg in der Open Finance-Literatur, jetzt kostenlos herunterladen
INNOPAY feiert stolz den großen Erfolg seiner preisgekrönten Veröffentlichung ‘A...
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Digital identity for people, things and organisations is increasingly critical i...
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The Digital Identity unConference Europe (DICE) was held in Zurich on 7 – 9 June...
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TechQuartier, Platz der Einheit 2, Frankfurt am Main
On Thursday 27 April we will hold our next INNOPAY's Night of Insight from 18:00...
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Video
The latest episode in our series of broadcasts on digital sustainability focuses on the topic of digital identity. What is it? Why is it important? And what will the current developments mean for you, your business and society in general in the near future?
The topic of digital identity is more relevant than ever due to the EU’s ongoing ...
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Yes! Our much-anticipated annual review of what was yet another productive year ...
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INNOPAY hat heute bei der Transactions (TRX) 22 die deutsche Ausgabe d...
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3 reasons why banks need to understand the impact of the EU Digital Identity Wallet The 2022 edition of Euroforum’s annual conference on the future of payments was held in Amsterdam on 31 March. INNOPAY’s Vincent Jansen was one of the keynote speakers at the event. In his presentation called The ‘battle of the wallets’ reignited, he outli...
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With the upcoming revision of the European eIDAS regulation and the introduction of EU Digital Identity Wallets, the European Commission is pushing for harmonisation of the digital identity landscape in Europe. Over the last fifteen years, member states took individual approaches to digital identity. This lack of a harmonised European app...
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In June 2021, the European Commission announced its plans for a framework for Digital Identity Wallets. Additionally, the concept of Self-Sovereign Identity (SSI) – a new way of thinking about digital identity – has emerged in the market over the past few years. This raises the following question: To what extent is the EU Digital Identity...
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Video
What is digital identity? Why is the European Union working on a European Digital Identity Wallet? What are the associated opportunities and threats? Ad Verbrugge discusses these and other questions with leading experts in our talk show on ‘The Future of our Digital Identity.
The topic of digital identity is more relevant than eve...
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Beurs van Berlage, Amsterdam, The Netherlands
The payments industry has not stood still in the past year. In fact, there have ...
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In June 2021, the European Commission published a proposed revision of the exist...
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DeFabrique, Utrecht, The Netherlands
Self-Sovereign Identity (SSI) is on the rise, not only in The Netherlands, but w...
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News
Self-Sovereign Identity (SSI) is on the rise, not only in the Netherlands but al...
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With the approval of the Dutch Senate, the law for registration of Ultimate Beneficiary Owners (UBOs) came into effect on 23 June 2020. Under the law, a UBO is defined as a person who controls at least a 25% stake in a company and whose registration is a requirement for financial service providers under the anti-money laundering directive...
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Case
At INNOPAY, we helped a provider of identity and access management solutions spe...
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On 18 February 2020, the Dutch House of Representatives adopted the Digital...
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This article was first published in the Web Fraud Prevention, Identity Verification & Authentication Guide 2018/2019 – 7th edition published by The Paypers.
In the past year, customer onboarding processes for simple financial products have become much more convenient. The INNOPAY Onboarding Benchmark (2018) shows that almos...
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In the past few years new and innovative banks, also known as challenger banks, have entered the scene to disrupt the German consumer banking market. Even though a customer does normally not sign up for a new bank account every year, those new players have been recognised to attract and convert a rapidly growing digitally-savy customer ba...
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PSD2 has been an important catalyst for banks to open up. While many banks in Europe are still focused on making the PSD2 deadline of September 2019, we see some leading banks move beyond compliance and shift towards Open API Banking. In this emerging Open Banking play, banks start to understand that enabling secure access to custome...
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Where newer and smaller banks used to outclass the incumbent banks regarding the onboarding process, the recent INNOPAY benchmark shows a comeback of the established players. By now, there is no longer a need to visit the office to open an account. Now the question is: did the larger banks manage to compete with the challengers?
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This article was first published in The Paypers which features thought leadership editorials from ecommerce and payments industry professionals.
The concept of Open Banking and its potential grows steadily on corporate banks. PSD2 has been an important catalyst for banks in opening up, however, it forced them to focus on complying first,...
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Opportunities for existing and new market players to bridge the gaps
The ever-increasing regulatory burden is giving financial institutions a hard time these days. As part of their digital transformation, they strive to deliver customer friendly onboarding experiences. But they are also faced with increasing compliance costs, amongst oth...
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