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Publication |
Blog
How e-invoicing mandates in Europe are opening the doors to embedded lending
The introduction of e-invoicing mandates in the EU is driving substantial changes in the B2B ecosystem, particularly for SMEs. As e-invoicing becomes the standard, SMEs will increasingly adopt software to manage various business processes, including contracting, invoicing and payment. This is enhancing the availability and accessibility o...
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Publication |
Article
Navigating the data economy: key considerations for decision-makers in banking
In an article written by INNOPAY and recently published in Journal Payments Strategy and Systems (JPSS), the opportunities arising from FiDA, eIDAS2 and Data Acts are analysed, providing strategic considerations and key next steps for banks navigating the data economy. Here, we highlight six key points from the article to help banks ...
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Publication |
Article
The Instant Payments Regulation: Key initiatives and changes
The Instant Payments Regulation (IPR), which entered into force on 8 April 2024, will have consequences for all payment service providers offering SEPA payments, both inside and outside of the Eurozone. In this blog, INNOPAY’s Linda Geux, Martine Nau and Tim Gillieron highlight six key areas affected by the IPR. The authors explore the br...
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Publication |
Blog
How to prepare for the new MiCAR crypto rules
June 2024 marks a watershed change in crypto regulation, with the Markets in Crypto-Assets Regulation (MiCAR) going into effect across the European Union (EU). MiCAR is the first framework of its kind to regulate crypto assets, related activities, and services.MiCAR aims to establish more certainty within the often-volatile crypto market ...
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Publication |
Blog
Demystifying the payment scope related to the European Digital Identity Wallet
A wide variety of digital wallets have been introduced in recent years. They have varying degrees of functionality, ranging from making in-store payments and earning loyalty points, to entering restricted areas, logging in to online services (eID) and signing. Besides the existing digital wallets (e.g. Apple, Google), the European Co...
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