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3 must-do actions for banks to achieve relevance in the data economy

In today’s data economy in which everything has become a transaction, future relevance for banks is no longer based on payments alone. To help senior executives of banks to start leveraging their Open Banking capabilities in this context, we recommend three must-do actions to holistically address the components of a digital trust in...

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Blog

Why should banks prioritise becoming the new 'Data Custodians' of the digital economy?

To access to an extended paper which expands on the concepts introduced here, click the link at the end of this blog to download 'Establishing the trust anchor in the digital economy: the case for banks to become 'Data Custodians'. The original article was initially published in the Journal of Payments Strategy & Systems (peer-reviewe...

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Blog

Seizing the opportunity of eIDAS2: how financial institutions can reclaim their position in the data value chain

Financial institutions no longer have sole control over the data they hold about their customers. PSD2 has pushed them to open up their payment account data (with customer consent), allowing third parties to use this data to deliver value-added services. The European Commission’s proposal for a regulation on a Financial Data Access (FIDA)...

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Blog

Why banks must become the data custodian in the data economy

The rising importance of digital identity, consent management and data sharing has created a ‘Blue Ocean’ market for banks. I believe that they now have a unique opportunity to strengthen and truly safeguard their relevance in the data economy. But they need to start taking decisive action right now in order to demonstrate that they can p...

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News

‘Shopping 2030’: New book about the future of retail in the Netherlands

Dutch e-commerce association Thuiswinkel.org has published a new book about the future challenges for retail in the Netherlands. The publication features contributions from more than 20 influential entrepreneurs, scientists and visionaries, including Douwe Lycklama, a founding partner of INNOPAY. The book, titled Shopping 2030, provides i...