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Article
The latest edition of the INNOPAY Open Banking Monitor report is now available, containing a round-up of Open Banking API offerings and developer experience features available from financial institutions across the globe plus a selection of articles summarising the major trends over the past year. Benefit from these insights into the key ...
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Blog
Open Finance is growing rapidly as financial institutions continuously launch new APIs and improved developer portals to extend third-party access to financial products, services and customer data. However, there is more to Open Finance than that. INNOPAY has developed a comprehensive model covering seven key dimensions to help financial ...
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Blog
INNOPAY research indicates that almost half of the world’s top 150 banks are now investigating services based on decentralised finance (DeFi). This reflects rising interest in exploring possible benefits of integrating DeFi innovations within traditional banking frameworks. The evolution is collectively propelled by factors such as improv...
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Video
In today’s digital world, not only do people have a ‘second’ or ‘parallel’ (i.e. digitised) life – through avatars, online user profiles and other digital identities – but digital copies of other physical realities also exist in a virtual form. These copies are called ‘digital twins’. In the latest broadcast about digital sustainability o...
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News
Unlocking value precisely at the point of need. That is exactly what embedded finance (EmFi) is about. EmFi transforms decoupled customer journeys into seamlessly integrated experiences within non-financial, digital platforms that matter in the daily lives of consumers and businesses alike. EmFi covers a broad range of financial products ...
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Blog
Meta’s recent message to its European users, offering them a monetary transaction choice, reflects the evolving landscape of digital consciousness. However, this transformation is not so much driven by Meta’s desire for better digital world, but mainly a response to European regulatory pressure. So to what extent does this move restore th...
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