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Stablecoin acceptance: a quiet revolution in merchant payments

Stablecoins are entering mainstream finance, offering the potential to make the ...

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Unlocking data potential through Privacy Enhancing Technologies

In today's data-driven world, access to data is an organisation’s most valuable asset. Companies and governments increasingly rely on extensive datasets to support operations, optimise processes and drive innovation. The rise of Artificial Intelligence has strongly amplified this demand. Despite the abundance of data, accessing the ...

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Digital sustainability: about much more than just reducing CO₂

In today’s tense geopolitical and economic climate, digital transformation is un...

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Mastering the evolved blockchain space – 2025 update to INNOPAY’s Digital Assets Ecosystem Scan

INNOPAY launched its Digital Assets Ecosystem Scan in 2023. Designed to visualise the complex landscape of digital assets in a single, indicative overview, it serves as a compass for navigating this emerging space. In our earlier article reviewing last year’s major events, we observed a rapid evolution of the sector. This unders...

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INNOPAY launches new digital sustainability survey

To remain innovative, resilient and compliant in today’s rapidly changing econom...

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News

Linda Geux appointed as country ambassador for the European Women Payments Network

The European Women Payments Network (EWPN) has appointed Linda Geux, Director at...

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Three Go-To-Market approaches for banks to play in the Embedded Finance space

Embedding financial services at the point of need is one of the most exciting developments within the digital finance space right now. With new use cases and partnerships being announced almost daily and projected revenues generated through Embedded Finance (EmFi) north of a €100 billion in Europe, many banks feel the urge to explore...

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Impact of CCD2 on Buy Now Pay Later services in Europe

Deferred payment options have existed for decades, but the modern buy now pay la...

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Open Banking in the US: from a market-led to a regulatory approach via Section 1033

As of 9 February 2025, the Trump administration has introduced significant uncertainty surrounding the future of the Consumer Financial Protection Bureau (CFPB). This uncertainty is marked by the closure of CFPB offices and a suspension of funding, reflecting a continued hostility towards the bureau that was evident during the first Trump...

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Bridging the gap to digital assets – A call for openness to change

In recent years, the conversation surrounding digital assets* has evolved significantly. At INNOPAY, we have been engaging with this space with an open mind, seeking to understand the potential applications of this ecosystem on a case-by-case basis. From the philosophical discussions about Bitcoin as a store of value, to practical ap...