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Blog
The European Union (EU) revised Payment Services Directive (PSD2) was adopted January 2016 as an update of PSD 1 (adopted in 2007) and introduces two types of new services under its licensing scope: payment initiation services and account information services. New players in the financial industry and incumbents (e.g. banks, electronic mo...
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Blog
Financial institutions no longer have sole control over the data they hold about their customers. PSD2 has pushed them to open up their payment account data (with customer consent), allowing third parties to use this data to deliver value-added services. The European Commission’s proposal for a regulation on a Financial Data Access (FIDA)...
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Blog
In the past decade, FinTech players have emerged that operate across borders wit...
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News
Dutch e-commerce association Thuiswinkel.org has published a new book about the future challenges for retail in the Netherlands. The publication features contributions from more than 20 influential entrepreneurs, scientists and visionaries, including Douwe Lycklama, a founding partner of INNOPAY. The book, titled Shopping 2030, provides i...
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Interview
Besides being a founding partner of INNOPAY, Douwe Lycklama is also co-author of...
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