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Financial institutions no longer have sole control over the data they hold about their customers. PSD2 has pushed them to open up their payment account data (with customer consent), allowing third parties to use this data to deliver value-added services. The European Commission’s proposal for a regulation on a Financial Data Access (FIDA)...
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Blog
INNOPAY research indicates that almost half of the world’s top 150 banks are now investigating services based on decentralised finance (DeFi). This reflects rising interest in exploring possible benefits of integrating DeFi innovations within traditional banking frameworks. The evolution is collectively propelled by factors such as improv...
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Blog
Onboarding new customers has kept financial institutions busy over the last few decades. Identification and authentication efforts have risen substantially due to the emerging dominance of online channels and the associated risks of fraud. A widely adopted EU Digital Identity Wallet could increase the efficiency of identification and auth...
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Blog
PayPal recently launched its PYUSD stablecoin, generating a lot of excitement am...
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News
INNOPAY proudly celebrates the tremendous success of its award-winning book...
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Blog
One of the main challenges facing crypto is the lack of a clear regulatory framework, as echoed by respondents in our INNOPAY/The Paypers Crypto Monitor. Recent events like the FTX collapse and Signature Bank shutdown have further highlighted the need to fill the regulatory void in the crypto market. Europe is leading the way in reso...
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Digital identity for people, things and organisations is increasingly critical i...
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Blog
The Digital Identity unConference Europe (DICE) was held in Zurich on 7 – 9 June...
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News
In the ever-evolving digital landscape, navigating the complexities of the Web3 ecosystem, can seem like a daunting challenge. However, we have the key to support you on your journey to explore the Web3 ecosystem.Introducing our map to Web3, where we demystify Web3’s intricacies and present you with a structured overview. While our focus ...
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Interview
The sudden emergence of ChatGPT late last year has got everyone talking about ar...
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Video
Digital identity is increasingly important as the EU prepares to launch its digital identity wallet. INNOPAY's Vincent Jansen breaks down the concept, why the European Commission is pursuing a unified wallet, who it's for, and how it will impact organisations in this video.
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Video
The latest episode in our series of broadcasts on digital sustainability focuses on the topic of digital identity. What is it? Why is it important? And what will the current developments mean for you, your business and society in general in the near future?
The topic of digital identity is more relevant than ever due to the EU’s ongoing ...
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