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June 2024 marks a watershed change in crypto regulation, with the Markets in Crypto-Assets Regulation (MiCAR) going into effect across the European Union (EU). MiCAR is the first framework of its kind to regulate crypto assets, related activities, and services.MiCAR aims to establish more certainty within the often-volatile crypto market ...
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Article
Last week, in the picturesque town of Bled, Slovenia, a transformative vision fo...
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Interview
José van Dijck has been a Distinguished University Professor of Media and Digita...
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Blog
Today’s economy is undergoing a dual transformation. On the one hand, organisati...
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Interview
Daniel Säuberli is co-founder and president of the Digital Identity and Data Sov...
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Interview
Many organisations nowadays pride themselves on their sustainability efforts and...
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Blog
Policymakers and private-sector representatives came together at the consultation in Slovenia’s capital, Ljubljana, on 18 January. Organised by the country’s Ministry of Digital Transformation, the event showcased concrete examples of cutting-edge developments in the area of data sharing. Among the attendees were INNOPAY’s Yekat...
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Interview
As Managing Director of Materials and Logistics at leading international constru...
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Blog
Financial institutions no longer have sole control over the data they hold about their customers. PSD2 has pushed them to open up their payment account data (with customer consent), allowing third parties to use this data to deliver value-added services. The European Commission’s proposal for a regulation on a Financial Data Access (FIDA)...
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Blog
INNOPAY research indicates that almost half of the world’s top 150 banks are now investigating services based on decentralised finance (DeFi). This reflects rising interest in exploring possible benefits of integrating DeFi innovations within traditional banking frameworks. The evolution is collectively propelled by factors such as improv...
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Video
In today’s digital world, not only do people have a ‘second’ or ‘parallel’ (i.e. digitised) life – through avatars, online user profiles and other digital identities – but digital copies of other physical realities also exist in a virtual form. These copies are called ‘digital twins’. In the latest broadcast about digital sustainability o...
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Interview
Professor Barbara Prainsack sees ‘data solidarity’ as being closely aligned with...
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