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Blog
Instant payments legislation is rapidly approaching… are you ready?
Since the SEPA Instant Credit Transfer (SCT Inst) scheme became effective in November 2017, it has seen great success in some countries. For example, major PSPs in the Netherlands collectively introduced instant payments in 2019 and they have positioned it as ‘the new normal’. This means that all consumer-to-business (C2B) and peer-to-pee...
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Publication |
Blog
Implementing instant payments: 7 high-impact areas for PSPs
In our previous blog, we introduced the recent legislative proposal by the European Commission (EC) on mandating instant payments for all payment service providers (PSPs) across the SEPA area, and outlined its implications for PSPs.In this blog, we aim to provide key insights into the impact of implementing SEPA instant payments (SCT Inst...
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Publication |
Blog
Warum Finanzverantwortliche in Unternehmen Open APIs brauchen
Die COVID-19-Pandemie hat den laufenden digitalen Wandel weltweit beschleunigt. Das hat auch dazu geführt, dass Finanzverantwortliche in Unternehmen Möglichkeiten zur Digitalisierung ihrer Geschäftstätigkeiten prüfen und nach Chancen suchen, ihre Entscheidungsprozesse voranzutreiben und zu optimieren. Traditionelle digitale Kanäle sind je...
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Publication |
Article
Three scenarios for open banking-based request-to-pay
There are a growing number of request-to-pay (RTP) use cases, beyond the popular P2P transactions. This article looks at the differences between the two most prominent models: SEPA RTP (SRTP) and Open RTP (ORTP). With the future for RTP propositions being somewhat unclear now that both models are co-existing, we examine three possible hig...
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