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Blog
Bridging the cash flow gap: How SMEs can overcome liquidity challenges
For small and medium-sized enterprises (SMEs), cash flow is the lifeblood of operations. However, liquidity challenges remain a persistent issue, affecting growth, stability and even survival. Studies show that over 60% of SMEs struggle with cash flow gaps, largely due to delayed payments, seasonal demand fluctuations or unexpected expens...
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Blog
How e-invoicing mandates in Europe are opening the doors to embedded lending
The introduction of e-invoicing mandates in the EU is driving substantial changes in the B2B ecosystem, particularly for SMEs. As e-invoicing becomes the standard, SMEs will increasingly adopt software to manage various business processes, including contracting, invoicing and payment. This is enhancing the availability and accessibility o...
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Article
The Instant Payments Regulation: Key initiatives and changes
The Instant Payments Regulation (IPR), which entered into force on 8 April 2024, will have consequences for all payment service providers offering SEPA payments, both inside and outside of the Eurozone. In this blog, INNOPAY’s Linda Geux, Martine Nau and Tim Gillieron highlight six key areas affected by the IPR. The authors explore the br...
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Article
Hot off the press: the new INNOPAY Open Banking Monitor report
The latest edition of the INNOPAY Open Banking Monitor report is now available, containing a round-up of Open Banking API offerings and developer experience features available from financial institutions across the globe plus a selection of articles summarising the major trends over the past year. Benefit from these insights into the key ...
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