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The Instant Payments Regulation (IPR), which entered into force on 8 April 2024, will have consequences for all payment service providers offering SEPA payments, both inside and outside of the Eurozone. In this blog, INNOPAY’s Linda Geux, Martine Nau and Tim Gillieron highlight six key areas affected by the IPR. The authors explore the br...
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The latest edition of the INNOPAY Open Banking Monitor report is now available, containing a round-up of Open Banking API offerings and developer experience features available from financial institutions across the globe plus a selection of articles summarising the major trends over the past year. Benefit from these insights into the key ...
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Open Finance is growing rapidly as financial institutions continuously launch new APIs and improved developer portals to extend third-party access to financial products, services and customer data. However, there is more to Open Finance than that. INNOPAY has developed a comprehensive model covering seven key dime...
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INNOPAY research indicates that almost half of the world’s top 150 banks are now investigating services based on decentralised finance (DeFi). This reflects rising interest in exploring possible benefits of integrating DeFi innovations within traditional banking frameworks. The evolution is collectively propelled by factors such as improv...
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