News & Insights

1 result found

Publication |

Blog

Three Go-To-Market approaches for banks to play in the Embedded Finance space

Embedding financial services at the point of need is one of the most exciting developments within the digital finance space right now. With new use cases and partnerships being announced almost daily and projected revenues generated through Embedded Finance (EmFi) north of a €100 billion in Europe, many banks feel the urge to explore...

Lesen Sie mehr

Publication |

Blog

Open Banking in the US: from a market-led to a regulatory approach via Section 1033

As of 9 February 2025, the Trump administration has introduced significant uncertainty surrounding the future of the Consumer Financial Protection Bureau (CFPB). This uncertainty is marked by the closure of CFPB offices and a suspension of funding, reflecting a continued hostility towards the bureau that was evident during the first Trump...

Lesen Sie mehr

Publication |

Article

Navigating the data economy: key considerations for decision-makers in banking

In an article written by INNOPAY and recently published in Journal Payments Strategy and Systems (JPSS), the opportunities arising from FiDA, eIDAS2 and Data Acts are analysed, providing strategic considerations and key next steps for banks navigating the data economy. Here, we highlight six key points from the article to help banks ...

Lesen Sie mehr

Publication |

Blog

INNOPAY Embedded Finance Radar: How EmFi tackles the issue of financial inclusion

As part of INNOPAY’s continued focus on monitoring the Embedded Finance (EmFi) l...

Lesen Sie mehr

Publication |

News

INNOPAY promotes Mounaim Cortet to partner

INNOPAY has promoted Mounaim Cortet to the firm’s partnership, effective as of&n...

Lesen Sie mehr

Publication |

Article

Hot off the press: the new INNOPAY Open Banking Monitor report

The latest edition of the INNOPAY Open Banking Monitor report is now available, containing a round-up of Open Banking API offerings and developer experience features available from financial institutions across the globe plus a selection of articles summarising the major trends over the past year. Benefit from these insights into the key ...

Lesen Sie mehr

Publication |

Blog

INNOPAY’s 7 key dimensions of mastering Open Finance maturity

Open Finance is growing rapidly as financial institutions continuously launch new APIs and improved developer portals to extend third-party access to financial products, services and customer data. However, there is more to Open Finance than that. INNOPAY has developed a comprehensive model covering seven key dime...

Lesen Sie mehr

Publication |

News

INNOPAY launches Embedded Finance Radar

Unlocking value precisely at the point of need. That is exactly what embedded finance (EmFi) is about. EmFi transforms decoupled customer journeys into seamlessly integrated experiences within non-financial, digital platforms that matter in the daily lives of consumers and businesses alike. EmFi covers a broad range of financial products ...

Lesen Sie mehr

Publication |

Blog

Quo vadis Open Banking in der DACH-Region?

Marktführer bauen ihren Wettbewerbsvorteil weiter aus Digitale Mehrwertangebote im Bereich von Finanzdienstleistungen haben einen starken Aufschwung erlebt, der durch viele Faktoren beschleunigt wurde. Dazu gehören unter anderem regulatorischer Druck (zum Beispiel die PSD2), Veränderungen des Kundenverhaltens, die zum Teil auf COVID-...

Lesen Sie mehr