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Financial institutions no longer have sole control over the data they hold about their customers. PSD2 has pushed them to open up their payment account data (with customer consent), allowing third parties to use this data to deliver value-added services. The European Commission’s proposal for a regulation on a Financial Data Access (FIDA)...
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INNOPAY research indicates that almost half of the world’s top 150 banks are now investigating services based on decentralised finance (DeFi). This reflects rising interest in exploring possible benefits of integrating DeFi innovations within traditional banking frameworks. The evolution is collectively propelled by factors such as improv...
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Onboarding new customers has kept financial institutions busy over the last few decades. Identification and authentication efforts have risen substantially due to the emerging dominance of online channels and the associated risks of fraud. A widely adopted EU Digital Identity Wallet could increase the efficiency of identification and auth...
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PayPal recently launched its PYUSD stablecoin, generating a lot of excitement am...
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The crypto evolution – or is it a revolution? – is challenging the status quo of...
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‘Alles Transaktion’ – Ein großer Erfolg in der Open Finance-Literatur, jetzt kostenlos herunterladen
INNOPAY feiert stolz den großen Erfolg seiner preisgekrönten Veröffentlichung ‘A...
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One of the main challenges facing crypto is the lack of a clear regulatory framework, as echoed by respondents in our INNOPAY/The Paypers Crypto Monitor. Recent events like the FTX collapse and Signature Bank shutdown have further highlighted the need to fill the regulatory void in the crypto market. Europe is leading the way in reso...
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Digital identity for people, things and organisations is increasingly critical i...
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The Digital Identity unConference Europe (DICE) was held in Zurich on 7 – 9 June...
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Interview
The sudden emergence of ChatGPT late last year has got everyone talking about ar...
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The latest episode in our series of broadcasts on digital sustainability focuses on the topic of digital identity. What is it? Why is it important? And what will the current developments mean for you, your business and society in general in the near future?
The topic of digital identity is more relevant than ever due to the EU’s ongoing ...
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News
Yes! Our much-anticipated annual review of what was yet another productive year ...
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