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Following on from our recent publications on the legislative proposal mandating the SEPA Instant Credit Transfer (SCT Inst) scheme and the high-level, high-impact areas for payment service providers (PSPs), this blog dives deeper to deal with the following question:Which elements of implementing SCT Inst can be outsourced, and how ca...
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Since the SEPA Instant Credit Transfer (SCT Inst) scheme became effective in November 2017, it has seen great success in some countries. For example, major PSPs in the Netherlands collectively introduced instant payments in 2019 and they have positioned it as ‘the new normal’. This means that all consumer-to-business (C2B) and peer-to-pee...
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In our previous blog, we introduced the recent legislative proposal by the European Commission (EC) on mandating instant payments for all payment service providers (PSPs) across the SEPA area, and outlined its implications for PSPs.In this blog, we aim to provide key insights into the impact of implementing SEPA instant payments (SCT Inst...
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The Paypers has announced the upcoming release of its ‘Enablers of Embedded Fina...
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INNOPAY is thrilled to announce its involvement with the successful launch of Du...
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Interview
The sudden emergence of ChatGPT late last year has got everyone talking about ar...
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Last week’s seminar called ‘Digital euro meets the Dutch experts’, organise...
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Article
There are a growing number of request-to-pay (RTP) use cases, beyond the popular P2P transactions. This article looks at the differences between the two most prominent models: SEPA RTP (SRTP) and Open RTP (ORTP). With the future for RTP propositions being somewhat unclear now that both models are co-existing, we examine three possible hig...
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Yes! Our much-anticipated annual review of what was yet another productive year ...
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Interview
Das Internet ist in seiner dritten Entwicklungsstufe angekommen: Nach „Informati...
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The Winter Olympics in Beijing were not just a showcase for the world’s best athletes. The event was also an international testing ground for China’s new digital currency – the digital yuan (or e-CNY) – and reinvigorated the interest in its Central Bank Digital Currency (CBDC) plans. Rather than focusing on the functional payment aspects ...
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The 2021 edition of Euroforum’s annual conference on the future of payments (‘Toekomst van het Betalingsverkeer’) – which took place in Amsterdam’s Beurs van Berlage on 9 September and was actually held as a physical event rather than a virtual one – attracted over 200 attendees. INNOPAY’s Josje Fiolet was among them, and she has written ...
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