News & Insights

137 results found

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News

Yet another exciting collaboration between INNOPAY and EBA’s Open Finance working group

We are thrilled to announce a fruitful collaboration between INNOPAY and th...

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‘Alles Transaktion’ – Ein großer Erfolg in der Open Finance-Literatur, jetzt kostenlos herunterladen

INNOPAY feiert stolz den großen Erfolg seiner preisgekrönten Veröffentlichung ‘A...

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Blog

INNOPAY’s view on the implications of the EU Markets in Crypto-Assets Regulation (MiCA)

One of the main challenges facing crypto is the lack of a clear regulatory framework, as echoed by respondents in our INNOPAY/The Paypers Crypto Monitor. Recent events like the FTX collapse and Signature Bank shutdown have further highlighted the need to fill the regulatory void in the crypto market. Europe is leading the way in reso...

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Blog

Digital sustainability: unleashing the power of trust

In May I had the privilege of delivering a keynote speech at the Slovenian DSI c...

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Douwe Lycklama guest on 'The E-Invoicing Podcast'

The latest episode of 'The E-Invoicing Podcast' by e-invoicing service provider ...

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Data provenance redefined: embracing digital identities for seamless accountability

Digital identity for people, things and organisations is increasingly critical i...

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Blog

Open Insurance ist bisher noch ein zahnloser Tiger … aber durch die verpflichtende Öffnung wird sich dies bald ändern

Open Insurance ist der wichtigste Treiber skalierbarer Möglichkeiten bei eingebetteten Versicherungen. Seit Einführung des Open Insurance Monitors im Jahr 2021 haben wir jedoch kaum Anzeichen dafür gefunden, dass Open Insurance bei den Akteuren der Branche ganz oben auf der Agenda steht. Die Landschaft entwickelt sich weiterhin langsam un...

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Blog

Scenarios for IBAN/name check for instant payments and beyond

The legislative proposal on Instant Payments (SCT Inst) by the European Commission (EC) is set to have considerable impact on Payment Services Providers (PSPs), as outlined in our previous blog. One effect of this legislative proposal will be to make the IBAN/Name check mandatory in order to reduce fraud in instant payments. Under the pro...

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Blog

The SCT Inst regulation is coming: this is what you should consider before implementing it

Following on from our recent publications on the legislative proposal mandating the SEPA Instant Credit Transfer (SCT Inst) scheme and the high-level, high-impact areas for payment service providers (PSPs), this blog dives deeper to deal with the following question:Which elements of implementing SCT Inst can be outsourced, and how ca...

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Blog

Instant payments legislation is rapidly approaching… are you ready?

Since the SEPA Instant Credit Transfer (SCT Inst) scheme became effective in November 2017, it has seen great success in some countries. For example, major PSPs in the Netherlands collectively introduced instant payments in 2019 and they have positioned it as ‘the new normal’. This means that all consumer-to-business (C2B) and peer-to-pee...

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Implementing instant payments: 7 high-impact areas for PSPs

In our previous blog, we introduced the recent legislative proposal by the European Commission (EC) on mandating instant payments for all payment service providers (PSPs) across the SEPA area, and outlined its implications for PSPs.In this blog, we aim to provide key insights into the impact of implementing SEPA instant payments (SCT Inst...

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