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Financial institutions no longer have sole control over the data they hold about their customers. PSD2 has pushed them to open up their payment account data (with customer consent), allowing third parties to use this data to deliver value-added services. The European Commission’s proposal for a regulation on a Financial Data Access (FIDA)...
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As Managing Director of Materials and Logistics at leading international constru...
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Professor Barbara Prainsack sees ‘data solidarity’ as being closely aligned with...
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Unlocking value precisely at the point of need. That is exactly what embedded finance (EmFi) is about. EmFi transforms decoupled customer journeys into seamlessly integrated experiences within non-financial, digital platforms that matter in the daily lives of consumers and businesses alike. EmFi covers a broad range of financial products ...
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In today’s digital world, not only do people have a ‘second’ or ‘parallel’ (i.e. digitised) life – through avatars, online user profiles and other digital identities – but digital copies of other physical realities also exist in a virtual form. These copies are called ‘digital twins’. In the latest broadcast about digital sustainability o...
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Meta’s recent message to its European users, offering them a monetary transaction choice, reflects the evolving landscape of digital consciousness. However, this transformation is not so much driven by Meta’s desire for better digital world, but mainly a response to European regulatory pressure. So to what extent does this move restore th...
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As Director and Lead Data Sharing at INNOPAY, Mariane ter Veen helps organisatio...
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In April of 2023, INNOPAY hosted in collaboration with De Nieuwe Wereld's YouTube channel and the University of Utrecht a talk show about the 'Threats and opportunities of Artificial Intelligence'.Journalist and philosopher Ad VerbruggeAd engaged in front of a live audience of Honours Program students from the University of Utrecht, in a ...
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In May I had the privilege of delivering a keynote speech at the Slovenian DSI c...
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Slovenia has become the first EU member state to establish a Ministry of Digital...
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In the rapidly advancing industry of information and communication technologies, artificial intelligence appears to offer tremendous opportunities. However, not everything that glitters is gold. What are the implications for humanity and the essence of our being?Together with the highly popular De Nieuwe Wereld YouTube channel and the Uni...
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Besides being a founding partner of INNOPAY, Douwe Lycklama is also co-author of...
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