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                                                                  The European financial sector is entering a new era of data-driven innovation. T...
                  
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                                                                  The topic of artificial intelligence dominates boardroom discussions, yet most organizations are struggling to unlock its full potential. Research by RAND shows that up to 84% of AI projects fail to scale to deliver enterprise-wide impact (RAND, 2024). A recent study from MIT reveals even higher figures, finding that 95% of...
                  
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                                                                  In the wake of the digital revolution, the money landscape is rapidly evolving. ...
                  
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                                                                  A new report commissioned by the Euro Banking Association outlines the strategic...
                  
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                                                                  Stablecoins are entering mainstream finance, offering the potential to make the ...
                  
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                                                                  In today’s tense geopolitical and economic climate, digital transformation is un...
                  
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                                                                  To remain innovative, resilient and compliant in today’s rapidly changing econom...
                  
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                                                                  Embedding financial services at the point of need is one of the most exciting developments within the digital finance space right now. With new use cases and partnerships being announced almost daily and projected revenues generated through Embedded Finance (EmFi) north of a €100 billion in Europe, many banks feel the urge to explore...
                  
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                                                                  As of 9 February 2025, the Trump administration has introduced significant uncertainty surrounding the future of the Consumer Financial Protection Bureau (CFPB). This uncertainty is marked by the closure of CFPB offices and a suspension of funding, reflecting a continued hostility towards the bureau that was evident during the first Trump...
                  
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                                                                  As we have stepped into another promising year, we are proud to announce the rel...
                  
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                                                                  As we embark on 2025, it’s an opportune time to reflect on the transformative events of 2024 and look ahead to this new year. The past year marked the advent of a new era for digital assets, with institutional adoption reaching unprecedented levels, driven largely by the launch of Bitcoin exchange-traded funds (ETFs) one year ago. This fo...
                  
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                                                                  Marie Walker is the resident Open Futurist at Raidiam, the pioneering data shari...
                  
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