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The topic of artificial intelligence dominates boardroom discussions, yet most organizations are struggling to unlock its full potential. Research by RAND shows that up to 84% of AI projects fail to scale to deliver enterprise-wide impact (RAND, 2024). A recent study from MIT reveals even higher figures, finding that 95% of...
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A new report commissioned by the Euro Banking Association outlines the strategic...
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In today’s tense geopolitical and economic climate, digital transformation is un...
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INNOPAY launched its Digital Assets Ecosystem Scan in 2023. Designed to visualise the complex landscape of digital assets in a single, indicative overview, it serves as a compass for navigating this emerging space. In our earlier article reviewing last year’s major events, we observed a rapid evolution of the sector. This unders...
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To remain innovative, resilient and compliant in today’s rapidly changing econom...
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Embedding financial services at the point of need is one of the most exciting developments within the digital finance space right now. With new use cases and partnerships being announced almost daily and projected revenues generated through Embedded Finance (EmFi) north of a €100 billion in Europe, many banks feel the urge to explore...
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The European Women Payments Network (EWPN) has appointed Linda Geux, Director at...
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Deferred payment options have existed for decades, but the modern buy now pay la...
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As of 9 February 2025, the Trump administration has introduced significant uncertainty surrounding the future of the Consumer Financial Protection Bureau (CFPB). This uncertainty is marked by the closure of CFPB offices and a suspension of funding, reflecting a continued hostility towards the bureau that was evident during the first Trump...
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In recent years, the conversation surrounding digital assets* has evolved significantly. At INNOPAY, we have been engaging with this space with an open mind, seeking to understand the potential applications of this ecosystem on a case-by-case basis. From the philosophical discussions about Bitcoin as a store of value, to practical ap...
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As we have stepped into another promising year, we are proud to announce the rel...
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In the rapidly evolving financial landscape, small and medium-sized enterprises (SMEs) face diverse challenges in managing liquidity effectively. Corporate credit cards are increasingly recognised by bigger companies as a valuable financial tool, but many SMEs are still not fully aware of their comprehensive and valuable capabilities in t...
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