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Bridging the cash flow gap: How SMEs can overcome liquidity challenges
For small and medium-sized enterprises (SMEs), cash flow is the lifeblood of operations. However, liquidity challenges remain a persistent issue, affecting growth, stability and even survival. Studies show that over 60% of SMEs struggle with cash flow gaps, largely due to delayed payments, seasonal demand fluctuations or unexpected expens...
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Article
Three scenarios for open banking-based request-to-pay
There are a growing number of request-to-pay (RTP) use cases, beyond the popular P2P transactions. This article looks at the differences between the two most prominent models: SEPA RTP (SRTP) and Open RTP (ORTP). With the future for RTP propositions being somewhat unclear now that both models are co-existing, we examine three possible hig...
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