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There have so far been two major ‘phases’ of the internet, which are now retrospectively referred to as Web 1.0 and Web 2.0. Opinions differ on the precise beginning and end of these two phases, so the periods are not clearly defined – and the burgeoning Web 3.0 phase is no different.
The first two phases of the internet
Although...
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What is artificial intelligence? What are the associated opportunities and threats? And how important is the sustainable use of data? In our talk show on ‘Opportunities and Threats of Artificial Intelligence’, Ad Verbrugge discusses these and other questions with leading experts.
The Dartmouth Conference in 1956 is widely regarded...
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Cash is king. In fact, the COVID-19 pandemic has shown that cash – and particula...
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Open and collaborative exchange of data between organisations, their partners, c...
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In June 2021, the European Commission published a proposed revision of the exist...
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A recent offer in the realm of Decentralised Finance (DeFi) caught my attention:...
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Dutch e-commerce association Thuiswinkel.org has published a new book about the future challenges for retail in the Netherlands. The publication features contributions from more than 20 influential entrepreneurs, scientists and visionaries, including Douwe Lycklama, a founding partner of INNOPAY. The book, titled Shopping 2030, provides i...
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Retail is one of the industries that has been most dramatically transformed by the digital revolution in terms of the rise of e-commerce. Over the past two decades, there has been spectacular growth in online shopping which has changed the face of the retail landscape. This shift has been further strengthened and accelerated by the lockdo...
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Many people dislike managing their personal finances because it demands concentr...
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Strategic partnerships are an emerging trend in today’s digital era. Organisations are increasingly seeking each other out in order to stay relevant and secure their future success. It can pay off to start small, because getting the best out of any collaborative initiative actually depends less on the size of the partnership and more on t...
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We are thrilled to publish a new update of the INNOPAY Open Banking Monitor (OBM)! Since our previous publication many things have changed, so the time has come to update the rankings and to take a closer look at some of the key developments. This sneak preview provides a snapshot of the efforts banks have made in expanding their API prod...
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The Federation of the Dutch Pension Funds (Pensioenfederatie) has launched a ser...
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